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20 U.S.C. § 9709 — Coordinated education efforts

Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 9709 — Coordinated education efforts

Page 1750 TITLE 20—EDUCATION § 9707 1 So in original. Probably should be subsection ‘‘(f),’’. § 9707. The national public service multimedia campaign to enhance the state of financial literacy (a) In general The Secretary of the Treasury (in this section referred to as the ‘‘Secretary’’), after review of the recommendations of the Commission, as part of the national strategy, shall develop, im- plement, and conduct a pilot national public service multimedia campaign to enhance the state of financial literacy and education in the United States. (b) Program requirements (1) Public service campaign The Secretary, after review of the rec- ommendations of the Commission, shall select and work with a nonprofit organization or or- ganizations that are especially well-qualified in the distribution of public service cam- paigns, and have secured private sector funds to produce the pilot national public service multimedia campaign. (2) Development of multimedia campaign The Secretary, after review of the rec- ommendations of the Commission, shall de- velop, in consultation with nonprofit, public, or private organizations, especially those that are well qualified by virtue of their experience in the field of financial literacy and education, to develop the financial literacy national pub- lic service multimedia campaign. (3) Focus of campaign The pilot national public service multimedia campaign shall be consistent with the na- tional strategy, and shall promote the toll- free telephone number and the website devel- oped under this chapter. (c) Multilingual The Secretary may develop the multimedia campaign in languages other than English, as the Secretary deems appropriate. (d) Performance measures The Secretary shall develop measures to evaluate

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Page 1750 TITLE 20—EDUCATION § 9707 1 So in original. Probably should be subsection ‘‘(f),’’. § 9707. The national public service multimedia campaign to enhance the state of financial literacy (a) In general The Secretary of the Treasury (in this section referred to as the ‘‘Secretary’’), after review of the recommendations of the Commission, as part of the national strategy, shall develop, im- plement, and conduct a pilot national public service multimedia campaign to enhance the state of financial literacy and education in the United States. (b) Program requirements (1) Public service campaign The Secretary, after review of the rec- ommendations of the Commission, shall select and work with a nonprofit organization or or- ganizations that are especially well-qualified in the distribution of public service cam- paigns, and have secured private sector funds to produce the pilot national public service multimedia campaign. (2) Development of multimedia campaign The Secretary, after review of the rec- ommendations of the Commission, shall de- velop, in consultation with nonprofit, public, or private organizations, especially those that are well qualified by virtue of their experience in the field of financial literacy and education, to develop the financial literacy national pub- lic service multimedia campaign. (3) Focus of campaign The pilot national public service multimedia campaign shall be consistent with the na- tional strategy, and shall promote the toll- free telephone number and the website devel- oped under this chapter. (c) Multilingual The Secretary may develop the multimedia campaign in languages other than English, as the Secretary deems appropriate. (d) Performance measures The Secretary shall develop measures to evaluate the effectiveness of the pilot national public service multimedia campaign, as meas- ured by improved financial decision making among individuals. (e) Report For each fiscal year for which there are appro- priations pursuant to the authorization in sub- section (e),1 the Secretary shall submit a report to the Committee on Banking, Housing, and Urban Affairs and the Committee on Appropria- tions of the Senate and the Committee on Fi- nancial Services and the Committee on Appro- priations of the House of Representatives, de- scribing the status and implementation of the provisions of this section and the state of finan- cial literacy and education in the United States. (f) Authorization of appropriations There are authorized to be appropriated to the Secretary, not to exceed $3,000,000 for fiscal years 2004, 2005, and 2006, for the development, production, and distribution of a pilot national public service multimedia campaign under this section. (Pub. L. 108–159, title V, § 518, Dec. 4, 2003, 117 Stat. 2009.) Statutory Notes and Related Subsidiaries EFFECTIVE DATE Section subject to joint regulations establishing ef- fective dates as prescribed by Federal Reserve Board and Federal Trade Commission, except as otherwise provided, see section 3 of Pub. L. 108–159, set out as an Effective Date of 2003 Amendment note under section 1681 of Title 15, Commerce and Trade. § 9708. Authorization of appropriations There are authorized to be appropriated to the Commission such sums as may be necessary to carry out this chapter, including administrative expenses of the Commission. (Pub. L. 108–159, title V, § 519, Dec. 4, 2003, 117 Stat. 2010.) Statutory Notes and Related Subsidiaries EFFECTIVE DATE Section subject to joint regulations establishing ef- fective dates as prescribed by Federal Reserve Board and Federal Trade Commission, except as otherwise provided, see section 3 of Pub. L. 108–159, set out as an Effective Date of 2003 Amendment note under section 1681 of Title 15, Commerce and Trade. § 9709. Coordinated education efforts (a) In general The Secretary of the Treasury (in this section referred to as the ‘‘Secretary’’), in coordination with the Secretary of Education, the Secretary of Agriculture (with respect to land-grant col- leges and universities), and any other appro- priate agency that is a member of the Financial Literacy and Education Commission established under the Financial Literacy and Education Im- provement Act (20 U.S.C. 9701 et seq.), shall seek to enhance financial literacy among students at covered educational institutions through— (1) the development of initiatives, programs, and curricula that improve student awareness of the short- and long-term costs associated with education loans and other debt assumed while in college, their repayment obligations, and their rights as borrowers; and (2) assisting such students in navigating the financial aid process. (b) Duties For purposes of this section, the Secretary, working in conjunction with the Secretary of Education, the Secretary of Agriculture, and the Financial Literacy and Education Commission, shall— (1) identify programs that promote or en- hance financial literacy for college students, with specific emphasis on programs that im- part the knowledge and ability for students to best navigate the financial aid process, includ- ing those that involve partnerships between nonprofit organizations, colleges and univer- sities, State and local governments, and stu- dent organizations; Page 1751 TITLE 20—EDUCATION § 9801 (2) evaluate the effectiveness of such pro- grams in terms of measured results, including positive behavioral change among college stu- dents; (3) promote the programs identified as being the most effective; and (4) encourage covered educational institu- tions to implement financial education pro- grams for their students, including those that have the highest evaluations. (c) Report (1) In general Not later than 2 years after August 14, 2008, the Financial Literacy and Education Com- mission shall submit a report to the Com- mittee on Banking, Housing, and Urban Af- fairs and the Committee on Health Education, Labor, and Pensions of the Senate and the Committee on Financial Services and the Committee on Education and Labor of the House of Representatives on the state of finan- cial education among students at covered edu- cational institutions. (2) Content The report required by this subsection shall include a description of progress made in en- hancing financial education with respect to student understanding of financial aid, includ- ing the programs and evaluations required by this section. (3) Appearance before Congress The Secretary shall, upon request, provide testimony before the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives concerning the re- port required by this subsection. (Pub. L. 110–315, title X, § 1042, Aug. 14, 2008, 122 Stat. 3489.) Editorial Notes REFERENCES IN TEXT The Financial Literacy and Education Improvement Act, referred to in subsec. (a), is title V of Pub. L. 108–159, Dec. 4, 2003, 117 Stat. 2003, which is classified generally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under section 9701 of this title and Tables. CODIFICATION Section was enacted as part of the Higher Education Opportunity Act, and also as part of the Private Stu- dent Loan Transparency and Improvement Act of 2008, and not as part of the Financial Literacy and Edu- cation Improvement Act which comprises this chapter. Statutory Notes and Related Subsidiaries CHANGE OF NAME Committee on Education and Labor of House of Rep- resentatives changed to Committee on Education and the Workforce of House of Representatives by House Resolution No. 5, One Hundred Eighteenth Congress, Jan. 9, 2023. DEFINITIONS Pub. L. 110–315, title X, § 1041, Aug. 14, 2008, 122 Stat. 3489, provided that: ‘‘As used in this subtitle [subtitle D (§§ 1041, 1042) of title X of Pub. L. 110–315, enacting this section]— ‘‘(1) the terms ‘covered educational institution’, ‘private educational lender’, and ‘private education loan’ have the same meanings as in section 140 of the Truth in Lending Act [15 U.S.C. 1650], as added by this Act; ‘‘(2) the term ‘historically Black colleges and uni- versities’ means a ‘part B institution’, within the meaning of section 322 of the Higher Education Act of 1965 (20 U.S.C. 1061))[sic]; and ‘‘(3) the term ‘land-grant colleges and universities’ has the same meaning as in section 1404 of the Na- tional Agricultural Research, Extension, and Teach- ing Policy Act of 1977 (7 U.S.C. 3103).’’ CHAPTER 78—SCIENCE, TECHNOLOGY, ENGI- NEERING, MATHEMATICS, AND CRITICAL FOREIGN LANGUAGE EDUCATION Sec. 9801. Repealed. 9802. Definitions. SUBCHAPTER I—TEACHER ASSISTANCE PART A—TEACHERS FOR A COMPETITIVE TOMORROW 9811 to 9816. Repealed. PART B—ADVANCED PLACEMENT AND INTERNATIONAL BACCALAUREATE PROGRAMS 9831. Purpose. 9832. Definitions. 9833. Advanced Placement and International Bac- calaureate programs. PART C—PROMISING PRACTICES IN SCIENCE, TECH- NOLOGY, ENGINEERING, AND MATHEMATICS TEACHING 9841. Repealed. SUBCHAPTER II—MATHEMATICS 9851 to 9854. Repealed. SUBCHAPTER III—FOREIGN LANGUAGE PARTNERSHIP PROGRAM 9861 to 9864. Repealed. SUBCHAPTER IV—ALIGNMENT OF EDUCATION PROGRAMS 9871. Alignment of secondary school graduation re- quirements with the demands of 21st cen- tury postsecondary endeavors and support for P–16 education data systems. SUBCHAPTER V—MATHEMATICS AND SCIENCE PARTNERSHIP BONUS GRANTS 9881, 9882. Repealed. § 9801. Repealed. Pub. L. 111–358, title X, § 1002(a)(1), Jan. 4, 2011, 124 Stat. 4048 Section, Pub. L. 110–69, title VI, § 6001, Aug. 9, 2007, 121 Stat. 625, related to congressional findings. Statutory Notes and Related Subsidiaries SHORT TITLE Pub. L. 110–69, § 1, Aug. 9, 2007, 121 Stat. 572, provided that: ‘‘This Act [see Tables for classification] may be cited as the ‘America COMPETES Act’ or the ‘America Creating Opportunities to Meaningfully Promote Ex- cellence in Technology, Education, and Science Act’.’’ ACCOUNTABILITY AND TRANSPARENCY OF ACTIVITIES AUTHORIZED BY PUB. L. 110–69 Pub. L. 110–69, title VIII, § 8008, Aug. 9, 2007, 121 Stat. 718, provided that: ‘‘(a) PROHIBITED USE OF FUNDS.—A grant or contract funded by amounts authorized by this Act [see Tables for classification] may not be used for the purpose of defraying the costs of a banquet or conference that is

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Federal law — U.S. Code and appendices · legal_authorities

15 U.S.C. § 1650 — Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest

**(a) Definitions** As used in this section— (1) the term “cosigner”— (A) means any individual who is liable for the obligation of another without compensation, regardless of how designated in the contract or instrument with respect to that obligation, other than an obligation under a private education loan extended to consolidate a consumer’s pre-existing private education loans; (B) includes any person the signature of which is requested as condition to grant credit or to forbear on collection; and (C) does not include a spouse of an individual described in subparagraph (A), the signature of whom is needed to perfect the security interest in a loan. (2) the term “covered educational institution”— (A) means any educational institution that offers a postsecondary educational degree, certificate, or program of study (including any institution of higher education); and (B) includes an agent, officer, or employee of the educational institution; (3) the term “gift”— (A) (i) means any gratuity, favor, discount, entertainment, hospitality, loan, or other item having more than a de minimis monetary value, including services, transportation, lodging, or meals, whether provided in kind, by purchase of a ticket, payment in advance, or reimbursement after the expense has been incurred; and (ii) includes an item described in clause (i) provided to a family member of an officer, employee, or agent of a covered educational institution, or to any other individual based on that individual’s relationship with the officer, employee, or agent, if— (I) the item is provided with the knowledge and acquiescence of the officer, employee, or agent; and (II) the officer, employee, or agent has reason to believe the item was provided because of the off

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Federal law — U.S. Code and appendices · legal_authorities

15 U.S.C. § 1650 — Preventing unfair and deceptive private

Page 1532 TITLE 15—COMMERCE AND TRADE § 1650 (D) borrower-paid mortgage broker fees re- ferred to in section 1605(a)(6) of this title; (2) the form of written notice used by the creditor to inform the obligor of the rights of the obligor under section 1635 of this title if the creditor provided the obligor with a prop- erly dated form of written notice published and adopted by the Bureau or a comparable written notice, and otherwise complied with all the requirements of this section regarding notice; or (3) any disclosure relating to the finance charge imposed with respect to the trans- action if the amount or percentage actually disclosed— (A) may be treated as accurate for pur- poses of this subchapter if the amount dis- closed as the finance charge does not vary from the actual finance charge by more than $200; (B) may, under section 1605(f)(2) of this title, be treated as accurate for purposes of section 1635 of this title; or (C) is greater than the amount or percent- age required to be disclosed under this sub- chapter. (b) Exceptions Subsection (a) shall not apply to— (1) any individual action or counterclaim brought under this subchapter which was filed before June 1, 1995; (2) any class action brought under this sub- chapter for which a final order certifying a class was entered before January 1, 1995; (3) the named individual plaintiffs in any class action brought under this subchapter which was filed before June 1, 1995; or (4) any consumer credit transaction with re- spect to which a timely notice of rescission was sent to the creditor before June 1, 1995. (Pub. L. 90–321, title I, § 139, as added Pub. L. 104–29, § 4(a), Sept. 30, 1995, 109 Stat. 273; amend- ed Pub. L. 104–208, div. A, title II, § 2107(a), Sept. 30, 1996, 110 St

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 1061 — Findings and purposes

The Congress finds that— (1) the historically Black colleges and universities have contributed significantly to the effort to attain equal opportunity through postsecondary education for Black, low-income, and educationally disadvantaged Americans; (2) States and the Federal Government have discriminated in the allocation of land and financial resources to support Black public institutions under the Morrill Act of 1862 [[7 U.S.C. 301](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title7-section301&num=0&edition=prelim) et seq.] and its progeny, and against public and private Black colleges and universities in the award of Federal grants and contracts, and the distribution of Federal resources under this chapter and other Federal programs which benefit institutions of higher education; (3) the current state of Black colleges and universities is partly attributable to the discriminatory action of the States and the Federal Government and this discriminatory action requires the remedy of enhancement of Black postsecondary institutions to ensure their continuation and participation in fulfilling the Federal mission of equality of educational opportunity; and (4) financial assistance to establish or strengthen the physical plants, financial management, academic resources, and endowments of the historically Black colleges and universities are appropriate methods to enhance these institutions and facilitate a decrease in reliance on governmental financial support and to encourage reliance on endowments and private sources.

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 1061 — Definitions

Page 290 TITLE 20—EDUCATION § 1061 1 So in original. Ord. No. 14041) extended until Sept. 30, 2025, by Ex. Ord. No. 14109, Sept. 29, 2023, 88 F.R. 68447, set out as a note under section 1013 of Title 5, Government Organization and Employees. Previous extensions of term of President’s Board of Advisors on Historically Black Colleges and Univer- sities as established by various Executive Orders were contained in the following prior Executive Orders: Established by Ex. Ord. No. 14041: Ex. Ord. No. 14048, Sept. 30, 2021, 86 F.R. 55465, ex- tended term until Sept. 30, 2023. Established by Ex. Ord. No. 13779: Ex. Ord. No. 13889, Sept. 27, 2019, 84 F.R. 52743, ex- tended term until Sept. 30, 2021. Ex. Ord. No. 13811, Sept. 29, 2017, 82 F.R. 46363, ex- tended term until Sept. 30, 2019. Established by Ex. Ord. No. 13532: Ex. Ord. No. 13708, Sept. 30, 2015, 80 F.R. 60271, ex- tended term until Sept. 30, 2017. Ex. Ord. No. 13652, Sept. 30, 2013, 78 F.R. 61817, ex- tended term until Sept. 30, 2015. Ex. Ord. No. 13591, Nov. 23, 2011, 76 F.R. 74623, ex- tended term until Sept. 30, 2013. Established by Ex. Ord. No. 13256: Ex. Ord. No. 13511, Sept. 29, 2009, 74 F.R. 50909, ex- tended term until Sept. 30, 2011. Ex. Ord. No. 13446, Sept. 28, 2007, 72 F.R. 56175, ex- tended term until Sept. 30, 2009. Ex. Ord. No. 13385, Sept. 29, 2005, 70 F.R. 57989, ex- tended term until Sept. 30, 2007. Ex. Ord. No. 13316, Sept. 17, 2003, 68 F.R. 55255, ex- tended term until Sept. 30, 2005. Established by Ex. Ord. No. 12876: Ex. Ord. No. 13225, Sept. 28, 2001, 66 F.R. 50291, ex- tended term until Sept. 30, 2003. Ex. Ord. No. 13138, Sept. 30, 1999, 64 F.R. 53879, ex- tended term until Sept. 30, 2001. Ex. Ord. No. 13062, § 1(e), Sept. 29, 1997, 62 F.R. 51755, extended term until S

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 9701 — Definitions

As used in this chapter— (1) the term “Chairperson” means the Chairperson of the Financial Literacy and Education Commission; and (2) the term “Commission” means the Financial Literacy and Education Commission established under [section 9702 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section9702&num=0&edition=prelim).

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 9701 — Definitions

Page 1742 TITLE 20—EDUCATION § 9701 (i) a comprehensive and detailed report of the Center’s operations, activities, fi- nancial condition, and accomplishments, and such recommendations as the Director determines appropriate; (ii) evidence of coordination with the De- partment of Education, the National Science Foundation, Office of the Assist- ant Secretary of Defense for Research and Engineering in the Department of Defense, and other related Federal agencies to carry out the operations and activities of the Center; (iii) a comprehensive and detailed inven- tory of funds distributed from the Center during the fiscal year for which the report is being prepared; and (iv) an independent audit of the Center’s finances and operations, and of the imple- mentation of the goals established by the Board. (C) Statement of the Board Each report under subparagraph (A) shall include a statement from the Board con- taining— (i) a clear description of the plans and priorities of the Board for the subsequent year for activities of the Center; and (ii) an estimate of the funds that will be expended by the Center for such year. (2) Testimony The Director and principal officers of the Center shall testify before the authorizing committees and the Committees on Appropria- tions of the House of Representatives and the Senate, upon request of such committees, with respect to— (A) any report required under paragraph (1)(A); and (B) any other matter that such commit- tees may determine appropriate. (h) Use of funds subject to appropriations The authority to award grants, enter into con- tracts, or otherwise expend funds under this sec- tion is subject to the availability of amounts de- posited into the Center under subsection (c), or amounts otherwise appr

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 9709 — Coordinated education efforts

**(a) In general** The Secretary of the Treasury (in this section referred to as the “Secretary”), in coordination with the Secretary of Education, the Secretary of Agriculture (with respect to land-grant colleges and universities), and any other appropriate agency that is a member of the Financial Literacy and Education Commission established under the Financial Literacy and Education Improvement Act ([20 U.S.C. 9701](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section9701&num=0&edition=prelim) et seq.), shall seek to enhance financial literacy among students at covered educational institutions through— (1) the development of initiatives, programs, and curricula that improve student awareness of the short- and long-term costs associated with education loans and other debt assumed while in college, their repayment obligations, and their rights as borrowers; and (2) assisting such students in navigating the financial aid process. **(b) Duties** For purposes of this section, the Secretary, working in conjunction with the Secretary of Education, the Secretary of Agriculture, and the Financial Literacy and Education Commission, shall— (1) identify programs that promote or enhance financial literacy for college students, with specific emphasis on programs that impart the knowledge and ability for students to best navigate the financial aid process, including those that involve partnerships between nonprofit organizations, colleges and universities, State and local governments, and student organizations; (2) evaluate the effectiveness of such programs in terms of measured results, including positive behavioral change among college students; (3) promote the programs identified as being the most effective; and (4) encourage covered educational in

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Federal law — U.S. Code and appendices · legal_authorities

7 U.S.C. § 3103 — Definitions

When used in this chapter: (1) The term “Advisory Board” means the National Agricultural Research, Extension, Education, and Economics Advisory Board. (2) The term “agricultural research” means research in the food and agricultural sciences. (3) The term “aquaculture” means the propagation and rearing of aquacultural species, including, but not limited to, any species of finfish, mollusk, or crustacean (or other aquatic invertebrate), amphibian, reptile, ornamental fish, or aquatic plant, in controlled or selected environments. (4) **College and university.—** (A) *In general.—* — The terms “college” and “university” mean an educational institution in any State which (i) admits as regular students only persons having a certificate of graduation from a school providing secondary education, or the recognized equivalent of such a certificate, (ii) is legally authorized within such State to provide a program of education beyond secondary education, (iii) provides an educational program for which a bachelor’s degree or any other higher degree is awarded, (iv) is a public or other nonprofit institution, and (v) is accredited by a nationally recognized accrediting agency or association. (B) *Inclusions.—* — The terms “college” and “university” include a research foundation maintained by a college or university described in subparagraph (A). (5) **Cooperating forestry school.—** (A) *In general.—* — The term “cooperating forestry school” means an institution— (i) that is eligible to receive funds under Public Law 87–788 (commonly known as the McIntire-Stennis Cooperative Forestry Act; [16 U.S.C. 582a](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title16-section582a&num=0&edition=prelim) et seq.); and (ii) with respect to which the Secreta

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Federal law — U.S. Code and appendices · legal_authorities

7 U.S.C. § 3103 — Definitions

Page 1554 TITLE 7—AGRICULTURE § 3102 2029, which provided for the establishment of a task force to review the Agricultural Research Service and to evaluate the merits of establishing one or more Na- tional Institutes related to food and agricultural science, was repealed by Pub. L. 115–334, title VII, § 7506, Dec. 20, 2018, 132 Stat. 4823. § 3102. Additional purposes of agricultural re- search and extension The purposes of this chapter are to— (1) establish firmly the Department of Agri- culture as the lead agency in the Federal Gov- ernment for the food and agricultural sciences, and to emphasize that agricultural research, extension, and teaching are distinct missions of the Department of Agriculture; (2) undertake the special measures set forth in this chapter to improve the coordination and planning of agricultural research, exten- sion, and teaching programs, identify needs and establish priorities for these programs, as- sure that national agricultural research, ex- tension, and teaching objectives are fully achieved, and assure that the results of agri- cultural research are effectively commu- nicated and demonstrated to farmers, proc- essors, handlers, consumers, and all other users who can benefit therefrom; (3) increase cooperation and coordination in the performance of agricultural research by Federal departments and agencies, the States, State agricultural experiment stations, col- leges and universities, and user groups; (4) enable the Federal Government, the States, colleges and universities, and others to implement needed agricultural research, ex- tension, and teaching programs, through the establishment of new programs and the im- provement of existing programs, as provided for in this chapter; (5) establish a new progr

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