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20 U.S.C. § 9709 — Coordinated education efforts

Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 9709 — Coordinated education efforts

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Source file: Laws/federal/codes/united-states-code/title-20/section-9709-coordinated-education-efforts--88ecd64f0c.md
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Source location: Title 20, Chapter 77, § 9709; chapter-077-financial-literacy-and-education-improvement.md

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**(a) In general** The Secretary of the Treasury (in this section referred to as the “Secretary”), in coordination with the Secretary of Education, the Secretary of Agriculture (with respect to land-grant colleges and universities), and any other appropriate agency that is a member of the Financial Literacy and Education Commission established under the Financial Literacy and Education Improvement Act ([20 U.S.C. 9701](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section9701&num=0&edition=prelim) et seq.), shall seek to enhance financial literacy among students at covered educational institutions through— (1) the development of initiatives, programs, and curricula that improve student awareness of the short- and long-term costs associated with education loans and other debt assumed while in college, their repayment obligations, and their rights as borrowers; and (2) assisting such students in navigating the financial aid process. **(b) Duties** For purposes of this section, the Secretary, working in conjunction with the Secretary of Education, the Secretary of Agriculture, and the Financial Literacy and Education Commission, shall— (1) identify programs that promote or enhance financial literacy for college students, with specific emphasis on programs that impart the knowledge and ability for students to best navigate the financial aid process, including those that involve partnerships between nonprofit organizations, colleges and universities, State and local governments, and student organizations; (2) evaluate the effectiveness of such programs in terms of measured results, including positive behavioral change among college students; (3) promote the programs identified as being the most effective; and (4) encourage covered educational institutions to implement financial education programs for their students, including those that have the highest evaluations. **(c) Report** (1) **In general** — Not later than 2 years after August 14, 2008, the Financial Literacy and Education Commission shall submit a report to the Committee on Banking, Housing, and Urban Affairs and the Committee on Health Education, Labor, and Pensions of the Senate and the Committee on Financial Services and the Committee on Education and Labor of the House of Representatives on the state of financial education among students at covered educational institutions. (2) **Content** — The report required by this subsection shall include a description of progress made in enhancing financial education with respect to student understanding of financial aid, including the programs and evaluations required by this section. (3) **Appearance before Congress** — The Secretary shall, upon request, provide testimony before the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives concerning the report required by this subsection.

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 9701 — Definitions

As used in this chapter— (1) the term “Chairperson” means the Chairperson of the Financial Literacy and Education Commission; and (2) the term “Commission” means the Financial Literacy and Education Commission established under [section 9702 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section9702&num=0&edition=prelim).

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 1061 — Findings and purposes

The Congress finds that— (1) the historically Black colleges and universities have contributed significantly to the effort to attain equal opportunity through postsecondary education for Black, low-income, and educationally disadvantaged Americans; (2) States and the Federal Government have discriminated in the allocation of land and financial resources to support Black public institutions under the Morrill Act of 1862 [[7 U.S.C. 301](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title7-section301&num=0&edition=prelim) et seq.] and its progeny, and against public and private Black colleges and universities in the award of Federal grants and contracts, and the distribution of Federal resources under this chapter and other Federal programs which benefit institutions of higher education; (3) the current state of Black colleges and universities is partly attributable to the discriminatory action of the States and the Federal Government and this discriminatory action requires the remedy of enhancement of Black postsecondary institutions to ensure their continuation and participation in fulfilling the Federal mission of equality of educational opportunity; and (4) financial assistance to establish or strengthen the physical plants, financial management, academic resources, and endowments of the historically Black colleges and universities are appropriate methods to enhance these institutions and facilitate a decrease in reliance on governmental financial support and to encourage reliance on endowments and private sources.

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Federal law — U.S. Code and appendices · legal_authorities

15 U.S.C. § 1650 — Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest

**(a) Definitions** As used in this section— (1) the term “cosigner”— (A) means any individual who is liable for the obligation of another without compensation, regardless of how designated in the contract or instrument with respect to that obligation, other than an obligation under a private education loan extended to consolidate a consumer’s pre-existing private education loans; (B) includes any person the signature of which is requested as condition to grant credit or to forbear on collection; and (C) does not include a spouse of an individual described in subparagraph (A), the signature of whom is needed to perfect the security interest in a loan. (2) the term “covered educational institution”— (A) means any educational institution that offers a postsecondary educational degree, certificate, or program of study (including any institution of higher education); and (B) includes an agent, officer, or employee of the educational institution; (3) the term “gift”— (A) (i) means any gratuity, favor, discount, entertainment, hospitality, loan, or other item having more than a de minimis monetary value, including services, transportation, lodging, or meals, whether provided in kind, by purchase of a ticket, payment in advance, or reimbursement after the expense has been incurred; and (ii) includes an item described in clause (i) provided to a family member of an officer, employee, or agent of a covered educational institution, or to any other individual based on that individual’s relationship with the officer, employee, or agent, if— (I) the item is provided with the knowledge and acquiescence of the officer, employee, or agent; and (II) the officer, employee, or agent has reason to believe the item was provided because of the off

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Federal law — U.S. Code and appendices · legal_authorities

7 U.S.C. § 3103 — Definitions

When used in this chapter: (1) The term “Advisory Board” means the National Agricultural Research, Extension, Education, and Economics Advisory Board. (2) The term “agricultural research” means research in the food and agricultural sciences. (3) The term “aquaculture” means the propagation and rearing of aquacultural species, including, but not limited to, any species of finfish, mollusk, or crustacean (or other aquatic invertebrate), amphibian, reptile, ornamental fish, or aquatic plant, in controlled or selected environments. (4) **College and university.—** (A) *In general.—* — The terms “college” and “university” mean an educational institution in any State which (i) admits as regular students only persons having a certificate of graduation from a school providing secondary education, or the recognized equivalent of such a certificate, (ii) is legally authorized within such State to provide a program of education beyond secondary education, (iii) provides an educational program for which a bachelor’s degree or any other higher degree is awarded, (iv) is a public or other nonprofit institution, and (v) is accredited by a nationally recognized accrediting agency or association. (B) *Inclusions.—* — The terms “college” and “university” include a research foundation maintained by a college or university described in subparagraph (A). (5) **Cooperating forestry school.—** (A) *In general.—* — The term “cooperating forestry school” means an institution— (i) that is eligible to receive funds under Public Law 87–788 (commonly known as the McIntire-Stennis Cooperative Forestry Act; [16 U.S.C. 582a](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title16-section582a&num=0&edition=prelim) et seq.); and (ii) with respect to which the Secreta

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Federal law — U.S. Code and appendices · legal_authorities

15 U.S.C. § 1601 — Congressional findings and declaration of purpose

**(a) Informed use of credit** The Congress finds that economic stabilization would be enhanced and the competition among the various financial institutions and other firms engaged in the extension of consumer credit would be strengthened by the informed use of credit. The informed use of credit results from an awareness of the cost thereof by consumers. It is the purpose of this subchapter to assure a meaningful disclosure of credit terms so that the consumer will be able to compare more readily the various credit terms available to him and avoid the uninformed use of credit, and to protect the consumer against inaccurate and unfair credit billing and credit card practices. **(b) Terms of personal property leases** The Congress also finds that there has been a recent trend toward leasing automobiles and other durable goods for consumer use as an alternative to installment credit sales and that these leases have been offered without adequate cost disclosures. It is the purpose of this subchapter to assure a meaningful disclosure of the terms of leases of personal property for personal, family, or household purposes so as to enable the lessee to compare more readily the various lease terms available to him, limit balloon payments in consumer leasing, enable comparison of lease terms with credit terms where appropriate, and to assure meaningful and accurate disclosures of lease terms in advertisements.

Source: Supplied U.S. Code snapshot — release unconfirmed · 15 U.S.C. § 1601

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 9701 — Definitions

Page 1742 TITLE 20—EDUCATION § 9701 (i) a comprehensive and detailed report of the Center’s operations, activities, fi- nancial condition, and accomplishments, and such recommendations as the Director determines appropriate; (ii) evidence of coordination with the De- partment of Education, the National Science Foundation, Office of the Assist- ant Secretary of Defense for Research and Engineering in the Department of Defense, and other related Federal agencies to carry out the operations and activities of the Center; (iii) a comprehensive and detailed inven- tory of funds distributed from the Center during the fiscal year for which the report is being prepared; and (iv) an independent audit of the Center’s finances and operations, and of the imple- mentation of the goals established by the Board. (C) Statement of the Board Each report under subparagraph (A) shall include a statement from the Board con- taining— (i) a clear description of the plans and priorities of the Board for the subsequent year for activities of the Center; and (ii) an estimate of the funds that will be expended by the Center for such year. (2) Testimony The Director and principal officers of the Center shall testify before the authorizing committees and the Committees on Appropria- tions of the House of Representatives and the Senate, upon request of such committees, with respect to— (A) any report required under paragraph (1)(A); and (B) any other matter that such commit- tees may determine appropriate. (h) Use of funds subject to appropriations The authority to award grants, enter into con- tracts, or otherwise expend funds under this sec- tion is subject to the availability of amounts de- posited into the Center under subsection (c), or amounts otherwise appr

Source: Supplied 2024 U.S. Code historical extraction · 20 U.S.C. § 9701

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Federal law — U.S. Code and appendices · legal_authorities

20 U.S.C. § 9709 — Coordinated education efforts

Page 1750 TITLE 20—EDUCATION § 9707 1 So in original. Probably should be subsection ‘‘(f),’’. § 9707. The national public service multimedia campaign to enhance the state of financial literacy (a) In general The Secretary of the Treasury (in this section referred to as the ‘‘Secretary’’), after review of the recommendations of the Commission, as part of the national strategy, shall develop, im- plement, and conduct a pilot national public service multimedia campaign to enhance the state of financial literacy and education in the United States. (b) Program requirements (1) Public service campaign The Secretary, after review of the rec- ommendations of the Commission, shall select and work with a nonprofit organization or or- ganizations that are especially well-qualified in the distribution of public service cam- paigns, and have secured private sector funds to produce the pilot national public service multimedia campaign. (2) Development of multimedia campaign The Secretary, after review of the rec- ommendations of the Commission, shall de- velop, in consultation with nonprofit, public, or private organizations, especially those that are well qualified by virtue of their experience in the field of financial literacy and education, to develop the financial literacy national pub- lic service multimedia campaign. (3) Focus of campaign The pilot national public service multimedia campaign shall be consistent with the na- tional strategy, and shall promote the toll- free telephone number and the website devel- oped under this chapter. (c) Multilingual The Secretary may develop the multimedia campaign in languages other than English, as the Secretary deems appropriate. (d) Performance measures The Secretary shall develop measures to evaluate

Source: Supplied 2024 U.S. Code historical extraction · 20 U.S.C. § 9709

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