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15 U.S.C. § 6781 — Definitions
Federal law — U.S. Code and appendices · legal_authorities
For purposes of this subchapter, the following definitions shall apply:
(1) **Business entity** — The term “business entity” means a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity.
(2) **Depository institution** — The term “depository institution” has the meaning as in [section 1813 of title 12](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1813&num=0&edition=prelim).
(3) **Home State** — The term “home State” means the State in which the insurance producer maintains its principal place of residence or business and is licensed to act as an insurance producer.
(4) **Insurance** — The term “insurance” means any product, other than title insurance or bail bonds, defined or regulated as insurance by the appropriate State insurance regulatory authority.
(5) **Insurance producer** — The term “insurance producer” means any insurance agent or broker, excess or surplus lines broker or agent, insurance consultant, limited insurance representative, and any other individual or entity that sells, solicits, or negotiates policies of insurance or offers advice, counsel, opinions or services related to insurance.
(6) **Insurer** — The term “insurer” has the meaning as in [section 313(e)(2)(B) of title 31](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title31-section313/e/2/B&num=0&edition=prelim).
(7) **Principal place of business** — The term “principal place of business” means the State in which an insurance producer maintains the headquarters of the insurance producer and, in the case of a business entity, where high-level officers of the entity direct, control, and coordinate the business activities of the business entity.
(8) **Principal place of residence**
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Source file: Laws/federal/codes/united-states-code/title-15/section-6781-definitions--860ad4db95.md
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Source location: Title 15, Chapter 93, § 6781; chapter-093-insurance.md
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For purposes of this subchapter, the following definitions shall apply:
(1) **Business entity** — The term “business entity” means a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity.
(2) **Depository institution** — The term “depository institution” has the meaning as in [section 1813 of title 12](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1813&num=0&edition=prelim).
(3) **Home State** — The term “home State” means the State in which the insurance producer maintains its principal place of residence or business and is licensed to act as an insurance producer.
(4) **Insurance** — The term “insurance” means any product, other than title insurance or bail bonds, defined or regulated as insurance by the appropriate State insurance regulatory authority.
(5) **Insurance producer** — The term “insurance producer” means any insurance agent or broker, excess or surplus lines broker or agent, insurance consultant, limited insurance representative, and any other individual or entity that sells, solicits, or negotiates policies of insurance or offers advice, counsel, opinions or services related to insurance.
(6) **Insurer** — The term “insurer” has the meaning as in [section 313(e)(2)(B) of title 31](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title31-section313/e/2/B&num=0&edition=prelim).
(7) **Principal place of business** — The term “principal place of business” means the State in which an insurance producer maintains the headquarters of the insurance producer and, in the case of a business entity, where high-level officers of the entity direct, control, and coordinate the business activities of the business entity.
(8) **Principal place of residence** — The term “principal place of residence” means the State in which an insurance producer resides for the greatest number of days during a calendar year.
(9) **State** — The term “State” includes any State, the District of Columbia, any territory of the United States, and Puerto Rico, Guam, American Samoa, the Trust Territory of the Pacific Islands, the Virgin Islands, and the Northern Mariana Islands.
(10) **State law**
(A) *In general* — The term “State law” includes all laws, decisions, rules, regulations, or other State action having the effect of law, of any State.
(B) *Laws applicable in the District of Columbia* — A law of the United States applicable only to or within the District of Columbia shall be treated as a State law rather than a law of the United States.
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Federal law — U.S. Code and appendices · legal_authorities
The Association shall coordinate with the Financial Industry Regulatory Authority in order to ease any administrative burdens that fall on members of the Association that are subject to regulation by the Financial Industry Regulatory Authority, consistent with the requirements of this subchapter and the Federal securities laws.
Source: Supplied U.S. Code snapshot — release unconfirmed · 15 U.S.C. § 6762
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Federal law — U.S. Code and appendices · legal_authorities
**(a) Preemption of State laws** State laws, regulations, provisions, or other actions purporting to regulate insurance producers shall be preempted to the extent provided in subsection (b).
**(b) Prohibited actions**
(1) **In general** — No State shall—
(A) impede the activities of, take any action against, or apply any provision of law or regulation arbitrarily or discriminatorily to, any insurance producer because that insurance producer or any affiliate plans to become, has applied to become, or is a member of the Association;
(B) impose any requirement upon a member of the Association that it pay fees different from those required to be paid to that State were it not a member of the Association; or
(C) impose any continuing education requirements on any nonresident insurance producer that is a member of the Association.
(2) **States other than a home State** — No State, other than the home State of a member of the Association, shall—
(A) impose any licensing, personal or corporate qualifications, education, training, experience, residency, continuing education, or bonding requirement upon a member of the Association that is different from the criteria for membership in the Association or renewal of such membership;
(B) impose any requirement upon a member of the Association that it be licensed, registered, or otherwise qualified to do business or remain in good standing in the State, including any requirement that the insurance producer register as a foreign company with the secretary of state or equivalent State official;
(C) require that a member of the Association submit to a criminal history record check as a condition of doing business in the State; or
(D) impose any licensing, registration, or appointment requirements upon a member of
Source: Supplied U.S. Code snapshot — release unconfirmed · 15 U.S.C. § 6761
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Federal law — U.S. Code and appendices · legal_authorities
As used in this chapter—
**(a) Definitions of bank and related terms**
(1) **Bank** — The term “bank”—
(A) means any national bank and State bank, and any Federal branch and insured branch;
(B) includes any former savings association.
(2) **State bank** — The term “State bank” means any bank, banking association, trust company, savings bank, industrial bank (or similar depository institution which the Board of Directors finds to be operating substantially in the same manner as an industrial bank), or other banking institution which—
(A) is engaged in the business of receiving deposits, other than trust funds (as defined in this section); and
(B) is incorporated under the laws of any State or which is operating under the Code of Law for the District of Columbia,
including any cooperative bank or other unincorporated bank the deposits of which were insured by the Corporation on the day before August 9, 1989.
(3) **State** — The term “State” means any State of the United States, the District of Columbia, any territory of the United States, Puerto Rico, Guam, American Samoa, the Trust Territory of the Pacific Islands, the Virgin Islands, and the Northern Mariana Islands.
**(b) Definition of savings associations and related terms**
(1) **Savings association** — The term “savings association” means—
(A) any Federal savings association;
(B) any State savings association; and
(C) any corporation (other than a bank) that the Board of Directors and the Comptroller of the Currency jointly determine to be operating in substantially the same manner as a savings association.
(2) **Federal savings association** — The term “Federal savings association” means any Federal savings association or Federal savings bank which is chartered under [section 1464 of t
Source: Supplied U.S. Code snapshot — release unconfirmed · 12 U.S.C. § 1813
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Federal law — U.S. Code and appendices · legal_authorities
Page 2289
TITLE 15—COMMERCE AND TRADE
§ 6801
(10) State law
(A) In general
The term ‘‘State law’’ includes all laws,
decisions, rules, regulations, or other State
action having the effect of law, of any State.
(B) Laws applicable in the District of Colum-
bia
A law of the United States applicable only
to or within the District of Columbia shall
be treated as a State law rather than a law
of the United States.
(Pub. L. 106–102, title III, § 334, as added Pub. L.
114–1, title II, § 202(a), Jan. 12, 2015, 129 Stat. 27.)
Editorial Notes
PRIOR PROVISIONS
Provisions similar to this section were contained in
section 6766 of this title, prior to the general amend-
ment of this subchapter by Pub. L. 114–1.
A prior section 6764, Pub. L. 106–102, title III, § 334,
Nov. 12, 1999, 113 Stat. 1433, related to coordination with
other regulators, prior to the general amendment of
this subchapter by Pub. L. 114–1. See section 6761 of this
title.
A prior section 6765, Pub. L. 106–102, title III, § 335,
Nov. 12, 1999, 113 Stat. 1433, which related to judicial re-
view, was omitted in the general amendment of this
subchapter by Pub. L. 114–1. See section 6762 of this
title.
A prior section 6766, Pub. L. 106–102, title III, § 336,
Nov. 12, 1999, 113 Stat. 1433, which related to definitions,
was omitted in the general amendment of this sub-
chapter by Pub. L. 114–1.
SUBCHAPTER IV—RENTAL CAR AGENCY
INSURANCE ACTIVITIES
§ 6781. Standard of regulation for motor vehicle
rentals
(a) Protection against retroactive application of
regulatory and legal action
Except as provided in subsection (b), during
the 3-year period beginning on November 12,
1999, it shall be a presumption that no State law
imposes any licensing, appointment, or edu-
cation requirements on any p
Source: Supplied 2024 U.S. Code historical extraction · 15 U.S.C. § 6781
Stored review status: historical_2024_not_currentness_verified. Same stored citation; legal effect and authority still require review.