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42 U.S.C. § 292b — Limitations on individual insured loans and on loan insurance
Federal law — U.S. Code and appendices · legal_authorities
**(a) In general** The total of the loans made to a student in any academic year or its equivalent (as determined by the Secretary) which may be covered by Federal loan insurance under this subpart may not exceed $20,000 in the case of a student enrolled in a school of medicine, osteopathic medicine, dentistry, veterinary medicine, optometry, or podiatric medicine, and $12,500 in the case of a student enrolled in a school of pharmacy, public health, allied health, or chiropractic, or a graduate program in health administration or behavioral and mental health practice, including clinical psychology. The aggregate insured unpaid principal amount for all such insured loans made to any borrower shall not at any time exceed $80,000 in the case of a borrower who is or was a student enrolled in a school of medicine, osteopathic medicine, dentistry, veterinary medicine, optometry, or podiatric medicine, and $50,000 in the case of a borrower who is or was a student enrolled in a school of pharmacy, public health, allied health, or chiropractic, or a graduate program in health administration or clinical psychology. The annual insurable limit per student shall not be exceeded by a line of credit under which actual payments by the lender to the borrower will not be made in any year in excess of the annual limit.
**(b) Extent of insurance liability** The insurance liability on any loan insured by the Secretary under this subpart shall be 100 percent of the unpaid balance of the principal amount of the loan plus interest. The full faith and credit of the United States is pledged to the payment of all amounts which may be required to be paid under the provisions of section 292f or 292m of this title.
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Source location: Title 42, Chapter 6A, § 292b; chapter-6a-public-health-service.md
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**(a) In general** The total of the loans made to a student in any academic year or its equivalent (as determined by the Secretary) which may be covered by Federal loan insurance under this subpart may not exceed $20,000 in the case of a student enrolled in a school of medicine, osteopathic medicine, dentistry, veterinary medicine, optometry, or podiatric medicine, and $12,500 in the case of a student enrolled in a school of pharmacy, public health, allied health, or chiropractic, or a graduate program in health administration or behavioral and mental health practice, including clinical psychology. The aggregate insured unpaid principal amount for all such insured loans made to any borrower shall not at any time exceed $80,000 in the case of a borrower who is or was a student enrolled in a school of medicine, osteopathic medicine, dentistry, veterinary medicine, optometry, or podiatric medicine, and $50,000 in the case of a borrower who is or was a student enrolled in a school of pharmacy, public health, allied health, or chiropractic, or a graduate program in health administration or clinical psychology. The annual insurable limit per student shall not be exceeded by a line of credit under which actual payments by the lender to the borrower will not be made in any year in excess of the annual limit.
**(b) Extent of insurance liability** The insurance liability on any loan insured by the Secretary under this subpart shall be 100 percent of the unpaid balance of the principal amount of the loan plus interest. The full faith and credit of the United States is pledged to the payment of all amounts which may be required to be paid under the provisions of section 292f or 292m of this title.
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Federal law — U.S. Code and appendices · legal_authorities
Loans made by eligible lenders in accordance with this subpart shall be insurable by the Secretary whether made from funds fully owned by the lender or from funds held by the lender in a trust or similar capacity and available for such loans.
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Federal law — U.S. Code and appendices · legal_authorities
**(a) In general** The total principal amount of new loans made and installments paid pursuant to lines of credit (as defined in section 292o of this title) to borrowers covered by Federal loan insurance under this subpart shall not exceed $350,000,000 for fiscal year 1993, $375,000,000 for fiscal year 1994, and $425,000,000 for fiscal year 1995. If the total amount of new loans made and installments paid pursuant to lines of credit in any fiscal year is less than the ceiling established for such year, the difference between the loans made and installments paid and the ceiling shall be carried over to the next fiscal year and added to the ceiling applicable to that fiscal year, and if in any fiscal year no ceiling has been established, any difference carried over shall constitute the ceiling for making new loans (including loans to new borrowers) and paying installments for such fiscal year. Thereafter, Federal loan insurance pursuant to this subpart may be granted only for loans made (or for loan installments paid pursuant to lines of credit) to enable students, who have obtained prior loans insured under this subpart, to continue or complete their educational program or to obtain a loan under [section 292d(a)(1)(B) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section292d/a/1/B&num=0&edition=prelim) to pay interest on such prior loans; but no insurance may be granted for any loan made or installment paid after September 30, 1998. The total principal amount of Federal loan insurance available under this subsection shall be granted by the Secretary without regard to any apportionment for the purpose of chapter 15 of title 31 and without regard to any similar limitation.
**(b) Certain limitations and priorities**
(1) **Limitations
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Federal law — U.S. Code and appendices · legal_authorities
**(a) Cultural competency, prevention, and public health and individuals with disability grants**
(1) **In general** — The Secretary, acting through the Administrator of the Health Resources and Services Administration, may make awards of grants, contracts, or cooperative agreements to public and nonprofit private entities (including tribal entities) for the development, evaluation, and dissemination of research, demonstration projects, and model curricula for cultural competency, prevention, public health proficiency, reducing health disparities, and aptitude for working with individuals with disabilities training for use in health professions schools and continuing education programs, and for other purposes determined as appropriate by the Secretary.
(2) **Eligible entities** — Unless specifically required otherwise in this subchapter, the Secretary shall accept applications for grants or contracts under this section from health professions schools, academic health centers, State or local governments, or other appropriate public or private nonprofit entities (or consortia of entities, including entities promoting multidisciplinary approaches) for funding and participation in health professions training activities. The Secretary may accept applications from for-profit private entities as determined appropriate by the Secretary.
**(b) Collaboration** In carrying out subsection (a), the Secretary shall collaborate with health professional societies, licensing and accreditation entities, health professions schools, and experts in minority health and cultural competency, prevention, and public health and disability groups, community-based organizations, and other organizations as determined appropriate by the Secretary. The Secretary shall coordinate with curricula and
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Federal law — U.S. Code and appendices · legal_authorities
**(a) In general** The Secretary, as appropriate, shall make grants to, and enter into contracts with, eligible entities to support access to accredited continuing medical education for primary care physicians and health care providers at community health centers or rural health clinics to improve and increase access to care for patients in rural and medically underserved areas. Such grants or contracts may be used to improve health care, increase retention, increase representation of minority health care providers, enhance the practice environment, increase primary care physician and health care provider knowledge, and provide information dissemination and educational support to reduce professional isolation through the timely dissemination of research findings using relevant resources.
**(b) Eligible entities** For purposes of this section, the term “eligible entity” means an entity described in section 295o–1(b) of this title, such as a community health center or rural health clinic.
**(c) Application** An eligible entity desiring to receive an award under this section shall submit to the Secretary an application at such time, in such manner, and containing such information as the Secretary may require, including—
(1) a description of how participation in activities funded under this section will help improve access to, and quality of, health care services and training needs of primary care physicians and health care providers; and
(2) a plan for providing peer-to-peer training, as appropriate.
**(d) Use of funds**
(1) **In general** — An eligible entity shall use amounts awarded under a grant or contract under this section to provide innovative supportive activities to enhance education for primary care physicians and health care providers described in subsect
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Federal law — U.S. Code and appendices · legal_authorities
Page 990
TITLE 42—THE PUBLIC HEALTH AND WELFARE
§ 292b
solidated loan pursuant to the authority of the
Association under part B of title IV of the
Higher Education Act of 1965, the interest rate
on such consolidated loan shall be set at the
weighted average interest rate of all such
loans offered for consolidation and the result-
ant per centum shall be rounded downward to
the nearest one-eighth of 1 per centum, except
that the interest rate shall be no less than the
applicable interest rate of the guaranteed stu-
dent loan program established under part B of
title IV of the Higher Education Act of 1965. In
the case of such a consolidated loan, the bor-
rower shall be responsible for any interest
which accrues prior to the beginning of the re-
payment period of the loan, or which accrues
during a period in which principal need not be
paid (whether or not such principal is in fact
paid) by reason of any provision of the Higher
Education Act of 1965 [20 U.S.C. 1001 et seq.].
(2) Applicability of certain Federal regulations
With respect to Federal regulations for lend-
ers, this subpart may not be construed to pre-
clude the applicability of such regulations to
the Student Loan Marketing Association or to
any other entity in the business of purchasing
student loans, including such regulations with
respect to applications, contracts, and due
diligence.
(July 1, 1944, ch. 373, title VII, § 702, as added
Pub. L. 102–408, title I, § 102, Oct. 13, 1992, 106
Stat. 1994.)
Editorial Notes
REFERENCES IN TEXT
The Higher Education Act of 1965, referred to in sub-
sec. (c)(1), is Pub. L. 89–329, Nov. 8, 1965, 79 Stat. 1219,
which is classified generally to chapter 28 (§ 1001 et seq.)
of Title 20, Education. Part B of title IV of the Act is
classified gen
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