23-80-307. Compliance with other statutorily required language.

Arkansas Code — all titles (historical 2020) · legal_authorities

23-80-307. Compliance with other statutorily required language.

23-80-307. Compliance with other statutorily required language. (a) The requirements of any other laws which specify the language or content of any policy may be met by a policy complying with § 23-80-306(a). (b) However, the policy must provide protection which, considered as a whole, is not less favorable to the insured than is required by the other laws.

Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-80-307

Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. A text match is a research starting point; applicability is not established.

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Arkansas Code — all titles (historical 2020) · legal_authorities

23-80-306. Minimum standards.

23-80-306. Minimum standards. (a) All policies which, under subsection (b) of this section, must comply with this subsection shall be simplified, taking into consideration the following factors: (1) Use of simple sentence structure and short sentences; (2) Use of commonly understood words; (3) Avoidance of technical legal terms whenever possible; (4) Minimal reference to other sections or provisions of the policy; (5) Organization of text; and (6) Legibility. (b)(1)(A) In addition to any other requirements of law, the Insurance Commissioner shall by rule specify the dates by which personal lines policies shall comply with subsection (a) of this section. (B) The dates established by the commissioner for compliance shall not be less than eighteen (18) months nor more than thirty-six (36) months from the effective date of the rule. (C) “Personal lines policies” are policies: (i) Solely used to provide homeowners' insurance, dwelling fire insurance on one (1) to four (4) family units, or individual fire insurance on dwelling contents; or (ii) Principally used to provide primary insurance on private passenger nonfleet automobiles individually owned and used for personal or family needs. (2) In addition to any other requirements of law, the commissioner may by rules specify which policies, other than those described in subdivision (b)(1) of this section, shall comply with subsection (a) of this section. The dates, if any, established by the commissioner for compliance may not be less than forty-eight (48) months from June 17, 1981, or twenty-four (24) months from the effective date of the rule establishing the dates, whichever is later.

Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-80-306

Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. The source passage cites 23-80-306. This identifies an authority to review, not proof of applicability.