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23-80-306. Minimum standards.
Arkansas Code — all titles (historical 2020) · legal_authorities
23-80-306. Minimum standards.
(a) All policies which, under subsection (b) of this section, must comply with this subsection shall be simplified, taking into consideration the following factors:
(1) Use of simple sentence structure and short sentences;
(2) Use of commonly understood words;
(3) Avoidance of technical legal terms whenever possible;
(4) Minimal reference to other sections or provisions of the policy;
(5) Organization of text; and
(6) Legibility.
(b)(1)(A) In addition to any other requirements of law, the Insurance Commissioner shall by rule specify the dates by which personal lines policies shall comply with subsection (a) of this section.
(B) The dates established by the commissioner for compliance shall not be less than eighteen (18) months nor more than thirty-six (36) months from the effective date of the rule.
(C) “Personal lines policies” are policies:
(i) Solely used to provide homeowners' insurance, dwelling fire insurance on one (1) to four (4) family units, or individual fire insurance on dwelling contents; or
(ii) Principally used to provide primary insurance on private passenger nonfleet automobiles individually owned and used for personal or family needs.
(2) In addition to any other requirements of law, the commissioner may by rules specify which policies, other than those described in subdivision (b)(1) of this section, shall comply with subsection (a) of this section. The dates, if any, established by the commissioner for compliance may not be less than forty-eight (48) months from June 17, 1981, or twenty-four (24) months from the effective date of the rule establishing the dates, whichever is later.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-80-306
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. A text match is a research starting point; applicability is not established.
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Stable record: arkansas_code:legal_authorities:23-80-306
Source file: gov.ar.code.title.23.odt
Pages: Not recorded – Not recorded
Passage SHA-256: cb5ce114821cd505bb067946866937cc2b8666cbdbaffe706a09ecbbdc22af58
Source location: content.xml paragraph 48413
Stored source content
23-80-306. Minimum standards.
(a) All policies which, under subsection (b) of this section, must comply with this subsection shall be simplified, taking into consideration the following factors:
(1) Use of simple sentence structure and short sentences;
(2) Use of commonly understood words;
(3) Avoidance of technical legal terms whenever possible;
(4) Minimal reference to other sections or provisions of the policy;
(5) Organization of text; and
(6) Legibility.
(b)(1)(A) In addition to any other requirements of law, the Insurance Commissioner shall by rule specify the dates by which personal lines policies shall comply with subsection (a) of this section.
(B) The dates established by the commissioner for compliance shall not be less than eighteen (18) months nor more than thirty-six (36) months from the effective date of the rule.
(C) “Personal lines policies” are policies:
(i) Solely used to provide homeowners' insurance, dwelling fire insurance on one (1) to four (4) family units, or individual fire insurance on dwelling contents; or
(ii) Principally used to provide primary insurance on private passenger nonfleet automobiles individually owned and used for personal or family needs.
(2) In addition to any other requirements of law, the commissioner may by rules specify which policies, other than those described in subdivision (b)(1) of this section, shall comply with subsection (a) of this section. The dates, if any, established by the commissioner for compliance may not be less than forty-eight (48) months from June 17, 1981, or twenty-four (24) months from the effective date of the rule establishing the dates, whichever is later.
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