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42 U.S.C. § 4105 — Disaster mitigation requirements; notifi-
Federal law — U.S. Code and appendices · legal_authorities
Page 6078
TITLE 42—THE PUBLIC HEALTH AND WELFARE
§ 4105
was translated as meaning the date of enactment of
Pub. L. 103–325, which enacted this section, to reflect
the probable intent of Congress.
AMENDMENTS
2012—Subsec. (a). Pub. L. 112–141, § 100238(b)(1), sub-
stituted ‘‘Administrator’’ for ‘‘Director’’.
Subsec. (b)(1). Pub. L. 112–141, § 100225(e)(1)(A), added
par. (1) and struck out former par. (1) which read as fol-
lows: ‘‘in each fiscal year, amounts from the National
Flood Insurance Fund not exceeding $40,000,000, to re-
main available until expended;’’.
Subsec. (b)(3). Pub. L. 112–141, § 100225(e)(1)(B), sub-
stituted ‘‘section 4104c(e)’’ for ‘‘section 4104c(i)’’.
Subsec. (c). Pub. L. 112–141, § 100238(b)(1), substituted
‘‘Administrator’’ for ‘‘Director’’ in two places.
Pub. L. 112–141, § 100225(e)(2), substituted ‘‘section
4104c’’ for ‘‘sections 4104c and 4030’’.
Subsecs. (d), (e). Pub. L. 112–141, § 100225(e)(4), added
subsecs. (d) and (e). Former subsecs. (d) and (e) redesig-
nated (f) and (g), respectively.
Subsecs. (f), (g). Pub. L. 112–141, § 100238(b)(1), sub-
stituted ‘‘Administrator’’ for ‘‘Director’’ wherever ap-
pearing.
Pub. L. 112–141, § 100225(e)(3), redesignated subsecs. (d)
and (e) as (f) and (g), respectively.
2004—Subsec. (b)(1). Pub. L 108–264, § 103(d)(1), added
par. (1) and struck out former par. (1) which read as fol-
lows: ‘‘amounts from the National Flood Insurance
Fund, in amounts not exceeding—
‘‘(A) $10,000,000 in the fiscal year ending September
30, 1994;
‘‘(B) $15,000,000 in the fiscal year ending September
30, 1995;
‘‘(C) $20,000,000 in the fiscal year ending September
30, 1996; and
‘‘(D) $20,000,000 in each fiscal year thereafter;’’.
Subsecs. (c) to (e). Pub. L. 108–264, § 103(d)(2), (3),
added subsec.
Source: Supplied 2024 U.S. Code historical extraction · 42 U.S.C. § 4105
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Page 6078
TITLE 42—THE PUBLIC HEALTH AND WELFARE
§ 4105
was translated as meaning the date of enactment of
Pub. L. 103–325, which enacted this section, to reflect
the probable intent of Congress.
AMENDMENTS
2012—Subsec. (a). Pub. L. 112–141, § 100238(b)(1), sub-
stituted ‘‘Administrator’’ for ‘‘Director’’.
Subsec. (b)(1). Pub. L. 112–141, § 100225(e)(1)(A), added
par. (1) and struck out former par. (1) which read as fol-
lows: ‘‘in each fiscal year, amounts from the National
Flood Insurance Fund not exceeding $40,000,000, to re-
main available until expended;’’.
Subsec. (b)(3). Pub. L. 112–141, § 100225(e)(1)(B), sub-
stituted ‘‘section 4104c(e)’’ for ‘‘section 4104c(i)’’.
Subsec. (c). Pub. L. 112–141, § 100238(b)(1), substituted
‘‘Administrator’’ for ‘‘Director’’ in two places.
Pub. L. 112–141, § 100225(e)(2), substituted ‘‘section
4104c’’ for ‘‘sections 4104c and 4030’’.
Subsecs. (d), (e). Pub. L. 112–141, § 100225(e)(4), added
subsecs. (d) and (e). Former subsecs. (d) and (e) redesig-
nated (f) and (g), respectively.
Subsecs. (f), (g). Pub. L. 112–141, § 100238(b)(1), sub-
stituted ‘‘Administrator’’ for ‘‘Director’’ wherever ap-
pearing.
Pub. L. 112–141, § 100225(e)(3), redesignated subsecs. (d)
and (e) as (f) and (g), respectively.
2004—Subsec. (b)(1). Pub. L 108–264, § 103(d)(1), added
par. (1) and struck out former par. (1) which read as fol-
lows: ‘‘amounts from the National Flood Insurance
Fund, in amounts not exceeding—
‘‘(A) $10,000,000 in the fiscal year ending September
30, 1994;
‘‘(B) $15,000,000 in the fiscal year ending September
30, 1995;
‘‘(C) $20,000,000 in the fiscal year ending September
30, 1996; and
‘‘(D) $20,000,000 in each fiscal year thereafter;’’.
Subsecs. (c) to (e). Pub. L. 108–264, § 103(d)(2), (3),
added subsec. (c) and redesignated former subsecs. (c)
and (d) as (d) and (e), respectively.
Statutory Notes and Related Subsidiaries
TRANSFER OF FUNCTIONS
For transfer of all functions, personnel, assets, com-
ponents, authorities, grant programs, and liabilities of
the Federal Emergency Management Agency, including
the functions of the Under Secretary for Federal Emer-
gency Management relating thereto, to the Federal
Emergency Management Agency, see section 315(a)(1)
of Title 6, Domestic Security.
For transfer of functions, personnel, assets, and li-
abilities of the Federal Emergency Management Agen-
cy, including the functions of the Director of the Fed-
eral Emergency Management Agency relating thereto,
to the Secretary of Homeland Security, and for treat-
ment of related references, see former section 313(1) and
sections 551(d), 552(d), and 557 of Title 6, Domestic Secu-
rity, and the Department of Homeland Security Reor-
ganization Plan of November 25, 2002, as modified, set
out as a note under section 542 of Title 6.
§ 4105. Disaster mitigation requirements; notifi-
cation to flood-prone areas
(a) Initial notification
Not later than six months following December
31, 1973, the Administrator shall publish infor-
mation in accordance with section 4101(1) of this
title, and shall notify the chief executive officer
of each known flood-prone community not al-
ready participating in the national flood insur-
ance program of its tentative identification as a
community containing one or more areas having
special flood hazards.
(b) Alternative actions of tentatively identified
communities; public hearing; opportunity for
submission of evidence; finality of adminis-
trative determination of existence or extent
of flood hazard area
After such notification, each tentatively iden-
tified community shall either (1) promptly make
proper application to participate in the national
flood insurance program or (2) within six
months submit technical data sufficient to es-
tablish to the satisfaction of the Administrator
that the community either is not seriously flood
prone or that such flood hazards as may have ex-
isted have been corrected by flood-works or
other flood control methods. The Administrator
may, in his discretion, grant a public hearing to
any community with respect to which con-
flicting data exist as to the nature and extent of
a flood hazard. If the Administrator decides not
to hold a hearing, the community shall be given
an opportunity to submit written and documen-
tary evidence. Whether or not such hearing is
granted, the Administrator’s final determina-
tion as to the existence or extent of a flood haz-
ard area in a particular community shall be
deemed conclusive for the purposes of this Act if
supported by substantial evidence in the record
considered as a whole.
(c) Subsequent notification to additional commu-
nities known to be flood prone areas
As information becomes available to the Ad-
ministrator concerning the existence of flood
hazards in communities not known to be flood
prone at the time of the initial notification pro-
vided for by subsection (a) of this section he
shall provide similar notifications to the chief
executive officers of such additional commu-
nities, which shall then be subject to the re-
quirements of subsection (b) of this section.
(d) Provisions of section 4106 applicable to flood-
prone communities disqualified for flood in-
surance program
Formally identified flood-prone communities
that do not qualify for the national flood insur-
ance program within one year after such notifi-
cation or by the date specified in section 4106 of
this title, whichever is later, shall thereafter be
subject to the provisions of that section relating
to flood-prone communities which are not par-
ticipating in the program.
(e) Administrative procedures; establishment; re-
imbursement of certain expenses; appropria-
tion authorization
The Administrator is authorized to establish
administrative procedures whereby the identi-
fication under this section of one or more areas
in the community as having special flood haz-
ards may be appealed to the Administrator by
the community or any owner or lessee of real
property within the community who believes his
property has been inadvertently included in a
special flood hazard area by the identification.
When, incident to any appeal under this sub-
section, the owner or lessee of real property or
the community, as the case may be, incurs ex-
pense in connection with the services of sur-
veyors, engineers, or similar services, but not
including legal services, in the effecting of an
appeal which is successful in whole or part, the
Page 6079
TITLE 42—THE PUBLIC HEALTH AND WELFARE
§ 4106
Administrator shall reimburse such individual
or community to an extent measured by the
ratio of the successful portion of the appeal as
compared to the entire appeal and applying such
ratio to the reasonable value of all such serv-
ices, but no reimbursement shall be made by the
Administrator in respect to any fee or expense
payment, the payment of which was agreed to be
contingent upon the result of the appeal. There
is authorized to be appropriated for purposes of
implementing this subsection not to exceed
$250,000.
(Pub. L. 93–234, title II, § 201, Dec. 31, 1973, 87
Stat. 982; Pub. L. 95–128, title VII, § 704(d), Oct.
12, 1977, 91 Stat. 1146; Pub. L. 98–181, title I [title
IV, § 451(e)(1)], Nov. 30, 1983, 97 Stat. 1229; Pub. L.
98–479, title II, § 204(j), Oct. 17, 1984, 98 Stat. 2233;
Pub. L. 112–141, div. F, title II, § 100238(a), July 6,
2012, 126 Stat. 958.)
Editorial Notes
REFERENCES IN TEXT
This Act, referred to in subsec. (b), means Pub. L.
93–234, Dec. 31, 1973, 87 Stat. 975, known as the Flood
Disaster Protection Act of 1973. For complete classi-
fication of this Act to the Code, see Short Title of 1973
Amendment note set out under section 4001 of this title
and Tables.
CODIFICATION
Section was enacted as part of the Flood Disaster
Protection Act of 1973, and not as part of the National
Flood Insurance Act of 1968 which comprises this chap-
ter.
AMENDMENTS
2012—Subsecs. (a) to (c), (e). Pub. L. 112–141 sub-
stituted ‘‘Administrator’’ for ‘‘Director’’ and ‘‘Adminis-
trator’s’’ for ‘‘Director’s’’ wherever appearing.
1984—Subsec. (e). Pub. L. 98–479 struck out quotation
marks before ‘‘$250,000’’.
1983—Subsecs. (a) to (c), (e). Pub. L. 98–181 substituted
‘‘Director’’ for ‘‘Secretary’’ and ‘‘Director’s’’ for ‘‘Sec-
retary’s’’ wherever appearing.
1977—Subsec. (e). Pub. L. 95–128 added subsec. (e).
Statutory Notes and Related Subsidiaries
TRANSFER OF FUNCTIONS
For transfer of all functions, personnel, assets, com-
ponents, authorities, grant programs, and liabilities of
the Federal Emergency Management Agency, including
the functions of the Under Secretary for Federal Emer-
gency Management relating thereto, to the Federal
Emergency Management Agency, see section 315(a)(1)
of Title 6, Domestic Security.
For transfer of functions, personnel, assets, and li-
abilities of the Federal Emergency Management Agen-
cy, including the functions of the Director of the Fed-
eral Emergency Management Agency relating thereto,
to the Secretary of Homeland Security, and for treat-
ment of related references, see former section 313(1) and
sections 551(d), 552(d), and 557 of Title 6, Domestic Secu-
rity, and the Department of Homeland Security Reor-
ganization Plan of November 25, 2002, as modified, set
out as a note under section 542 of Title 6.
§ 4106. Nonparticipation in flood insurance pro-
gram
(a) Prohibition against Federal approval of fi-
nancial assistance
No Federal officer or agency shall approve any
financial assistance for acquisition or construc-
tion purposes on and after July 1, 1975, for use in
any area that has been identified by the Admin-
istrator as an area having special flood hazards
unless the community in which such area is sit-
uated is then participating in the national flood
insurance program.
(b) Notification of purchaser or lessee of prop-
erty in flood hazard area of availability of
Federal disaster relief assistance in event of
a flood disaster
In addition to the requirements of section
4104a of this title, each Federal entity for lend-
ing regulation shall by regulation require the
regulated lending institutions described in such
section, and each Federal agency lender shall
issue regulations requiring the Federal agency
lender, described in such section to notify (as a
condition of making, increasing, extending, or
renewing any loan secured by property described
in such section) the purchaser or lessee of such
property of whether, in the event of a disaster
caused by flood to such property, Federal dis-
aster relief assistance will be available to such
property.
(Pub. L. 93–234, title II, § 202, Dec. 31, 1973, 87
Stat. 982; Pub. L. 94–50, title III, § 303, July 2,
1975, 89 Stat. 256; Pub. L. 94–198, Dec. 31, 1975, 89
Stat. 1116; Pub. L. 94–375, § 14(a), Aug. 3, 1976, 90
Stat. 1075; Pub. L. 95–128, title VII, § 703(a), Oct.
12, 1977, 91 Stat. 1144; Pub. L. 98–181, title I [title
IV, § 451(e)(1)], Nov. 30, 1983, 97 Stat. 1229; Pub. L.
103–325, title V, § 511(b), Sept. 23, 1994, 108 Stat.
2256; Pub. L. 112–141, div. F, title II, § 100238(a)(1),
July 6, 2012, 126 Stat. 958.)
Editorial Notes
CODIFICATION
Section was enacted as part of the Flood Disaster
Protection Act of 1973, and not as part of the National
Flood Insurance Act of 1968 which comprises this chap-
ter.
AMENDMENTS
2012—Subsec. (a). Pub. L. 112–141 substituted ‘‘Admin-
istrator’’ for ‘‘Director’’.
1994—Subsec. (b). Pub. L. 103–325 substituted ‘‘Federal
entity for lending regulation shall by regulation re-
quire the regulated lending institutions described in
such section, and each Federal agency lender shall
issue regulations requiring the Federal agency lender,’’
for ‘‘Federal instrumentality described in such section
shall by regulation require the institutions’’.
1983—Subsec. (a). Pub. L. 98–181 substituted ‘‘Direc-
tor’’ for ‘‘Secretary’’.
1977—Subsec. (b). Pub. L. 95–128 substituted provi-
sions respecting notification of purchaser or lessee of
property in flood hazards area of availability of Federal
disaster relief assistance in the event of a flood disaster
for prior provisions relating to: Federal regulations
against loans by financial institutions, unaffected pre-
March 1, 1976, residences, small business concerns, im-
provements under $5,000 and nonresidential farm im-
provement.
1976—Subsec. (b). Pub. L. 94–375 incorporated provi-
sion regarding any loan made prior to March 1, 1976, to
finance the acquisition of a previously occupied resi-
dential dwelling into cl. (1) as so designated, added re-
mainder of cl. (1), and cls. (2) to (4).
1975—Subsec. (b). Pub. L. 94–198 substituted ‘‘March 1,
1976’’ for ‘‘January 1, 1976’’.
Pub. L. 94–50 inserted provision excepting from the
prohibition of this section any loan made prior to Jan-
uary 1, 1976, to finance the acquisition of a previously
occupied residential dwelling.
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Federal law — U.S. Code and appendices · legal_authorities
**(a) Availability**
(1) **In general** — Pursuant to the authority provided under [section 4104(e) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section4104/e&num=0&edition=prelim), the Administrator shall make available an independent review panel, to be known as the Scientific Resolution Panel, to any community—
(A) that has—
(i) filed a timely map appeal in accordance with [section 4104 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section4104&num=0&edition=prelim);
(ii) completed 60 days of consultation with the Federal Emergency Management Agency on the appeal; and
(iii) not allowed more than 120 days, or such longer period as may be provided by the Administrator by waiver, to pass since the end of the appeal period; or
(B) that has received an unsatisfactory ruling under the map revision process established pursuant to [section 4101(f) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section4101/f&num=0&edition=prelim).
(2) **Appeals by owners and lessees** — If a community and an owner or lessee of real property within the community appeal a proposed determination of a flood elevation under [section 4104(b) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section4104/b&num=0&edition=prelim), upon the request of the community—
(A) the owner or lessee shall submit scientific and technical data relating to the appeals to the Scientific Resolution Panel; and
(B) the Scientific Resolution Panel shall make a determination with respect to the appeals in accordance with subsection (c).
(3) **Definition** — For purposes of paragraph (1)(B), an “unsatisfactory ruling” means that a community—
(A)
Source: Supplied U.S. Code snapshot — release unconfirmed · 42 U.S.C. § 4105
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