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20 U.S.C. § 1019d — Self-certification form for private edu-
Federal law — U.S. Code and appendices · legal_authorities
Page 242
TITLE 20—EDUCATION
§ 1019c
(2) Annual report
Each covered institution, and each institu-
tion-affiliated organization of such covered in-
stitution, that has a preferred lender arrange-
ment, shall—
(A) prepare and submit to the Secretary an
annual report, by a date determined by the
Secretary, that includes, for each lender
that has a preferred lender arrangement
with such covered institution or organiza-
tion—
(i) the information described in clauses
(i) and (ii) of paragraph (1)(A); and
(ii) a detailed explanation of why such
covered institution or institution-affili-
ated organization entered into a preferred
lender arrangement with the lender, in-
cluding why the terms, conditions, and
provisions of each type of education loan
provided pursuant to the preferred lender
arrangement are beneficial for students at-
tending such institution, or the families of
such students, as applicable; and
(B) ensure that the report required under
subparagraph (A) is made available to the
public and provided to students attending or
planning to attend such covered institution
and the families of such students.
(3) Code of conduct
(A) In general
Each covered institution, and each institu-
tion-affiliated organization of such covered
institution, that has a preferred lender ar-
rangement, shall comply with the code of
conduct requirements of subparagraphs (A)
through (C) of section 1094(a)(25) of this title.
(B) Applicable code of conduct
For purposes of subparagraph (A), an insti-
tution-affiliated organization of a covered
institution shall—
(i) comply with the code of conduct de-
veloped and published by such covered in-
stitution under subparagraphs (A) and (B)
of section 1094(a)(25) of this title;
(ii) if such institution-affiliated organi-
z
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Page 242
TITLE 20—EDUCATION
§ 1019c
(2) Annual report
Each covered institution, and each institu-
tion-affiliated organization of such covered in-
stitution, that has a preferred lender arrange-
ment, shall—
(A) prepare and submit to the Secretary an
annual report, by a date determined by the
Secretary, that includes, for each lender
that has a preferred lender arrangement
with such covered institution or organiza-
tion—
(i) the information described in clauses
(i) and (ii) of paragraph (1)(A); and
(ii) a detailed explanation of why such
covered institution or institution-affili-
ated organization entered into a preferred
lender arrangement with the lender, in-
cluding why the terms, conditions, and
provisions of each type of education loan
provided pursuant to the preferred lender
arrangement are beneficial for students at-
tending such institution, or the families of
such students, as applicable; and
(B) ensure that the report required under
subparagraph (A) is made available to the
public and provided to students attending or
planning to attend such covered institution
and the families of such students.
(3) Code of conduct
(A) In general
Each covered institution, and each institu-
tion-affiliated organization of such covered
institution, that has a preferred lender ar-
rangement, shall comply with the code of
conduct requirements of subparagraphs (A)
through (C) of section 1094(a)(25) of this title.
(B) Applicable code of conduct
For purposes of subparagraph (A), an insti-
tution-affiliated organization of a covered
institution shall—
(i) comply with the code of conduct de-
veloped and published by such covered in-
stitution under subparagraphs (A) and (B)
of section 1094(a)(25) of this title;
(ii) if such institution-affiliated organi-
zation has a website, publish such code of
conduct prominently on the website; and
(iii) administer and enforce such code of
conduct by, at a minimum, requiring that
all of such organization’s agents with re-
sponsibilities with respect to education
loans be annually informed of the provi-
sions of such code of conduct.
(Pub. L. 89–329, title I, § 153, as added Pub. L.
110–315, title I, § 120, Aug. 14, 2008, 122 Stat. 3122;
amended Pub. L. 111–39, title I, § 101(b)(6), July 1,
2009, 123 Stat. 1935.)
Editorial Notes
REFERENCES IN TEXT
Section 1638(e) of title 15, referred to in subsec.
(a)(2)(B)(ii), was in the original ‘‘section 128(e)’’, and
was translated as meaning section 128(e) of Pub. L.
90–321, which is classified to section 1638(e) of title 15,
to reflect the probable intent of Congress.
AMENDMENTS
2009—Subsec. (a)(1)(B)(iii)(V). Pub. L. 111–39 sub-
stituted ‘‘borrowers of loans made under’’ for ‘‘bor-
rowers who take out loans under’’ wherever appearing.
Statutory Notes and Related Subsidiaries
EFFECTIVE DATE OF 2009 AMENDMENT
Amendment by Pub. L. 111–39 effective as if enacted
on the date of enactment of Pub. L. 110–315 (Aug. 14,
2008), see section 3 of Pub. L. 111–39, set out as a note
under section 1001 of this title.
§ 1019c. Loan information to be disclosed and
model disclosure form for institutions par-
ticipating in the William D. Ford Federal Di-
rect Loan Program
(a) Provision of disclosures to institutions by the
Secretary
Not later than 180 days after the development
of the model disclosure form under section
1019b(a)(2)(B) of this title, the Secretary shall
provide each institution of higher education par-
ticipating in the William D. Ford Direct Loan
Program under part D of subchapter IV with a
completed model disclosure form including the
same information for Federal Direct Stafford
Loans, Federal Direct Unsubsidized Stafford
Loans, and Federal Direct PLUS loans made to,
or on behalf of, students attending each such in-
stitution as is required on such form for loans
described in section 1019(3)(A) of this title.
(b) Duties of institutions
(1) In general
Each institution of higher education partici-
pating in the William D. Ford Direct Loan
Program under part D of subchapter IV shall—
(A) make the information the Secretary
provides to the institution under subsection
(a) available to students attending or plan-
ning to attend the institution, or the fami-
lies of such students, as applicable; and
(B) if the institution provides information
regarding a private education loan to a pro-
spective
borrower,
concurrently
provide
such borrower with the information the Sec-
retary provides to the institution under sub-
section (a).
(2) Choice of forms
In providing the information required under
paragraph (1), an institution of higher edu-
cation may use a comparable form designed by
the institution instead of the model disclosure
form developed under section 1019b(a)(2)(B) of
this title.
(Pub. L. 89–329, title I, § 154, as added Pub. L.
110–315, title I, § 120, Aug. 14, 2008, 122 Stat. 3125.)
§ 1019d. Self-certification form for private edu-
cation loans
(a) In general
The Secretary, in consultation with the Board
of Governors of the Federal Reserve System,
shall develop the self-certification form for pri-
vate education loans that shall be used to sat-
isfy the requirements of section 1638(e)(3) of title
15. Such form shall—
(1) be developed in a standardized format;
(2) be made available to the applicant by the
relevant institution of higher education, in
written or electronic form, upon request of the
applicant;
(3) contain only disclosures that—
Page 243
TITLE 20—EDUCATION
§ 1021
(A) the applicant may qualify for Federal
student financial assistance through a pro-
gram under subchapter IV of this chapter, or
State or institutional student financial as-
sistance, in place of, or in addition to, a pri-
vate education loan;
(B) the applicant is encouraged to discuss
the availability of Federal, State, and insti-
tutional student financial assistance with fi-
nancial aid officials at the applicant’s insti-
tution of higher education;
(C) a private education loan may affect the
applicant’s eligibility for free or low-cost
Federal, State or institutional student fi-
nancial assistance; and
(D) the information that the applicant is
required to provide on the form is available
from officials at the financial aid office of
the institution of higher education;
(4) include a place to provide information
on—
(A) the applicant’s cost of attendance at
the institution of higher education, as deter-
mined by the institution under part F of
subchapter IV;
(B) the applicant’s estimated financial as-
sistance, including amounts of financial as-
sistance used to replace the student aid
index, as determined by the institution, in
accordance with subchapter IV, for students
who have completed the Free Application for
Federal Student Aid; and
(C) the difference between the amounts
under subparagraphs (A) and (B), as applica-
ble; and
(5) include a place for the applicant’s signa-
ture, in written or electronic form.
(b) Limit on liability
Nothing in this section shall be construed to
create a private right of action against an insti-
tution of higher education with respect to the
form developed under subsection (a).
(Pub. L. 89–329, title I, § 155, as added Pub. L.
110–315, title X, § 1021(b), Aug. 14, 2008, 122 Stat.
3487; amended Pub. L. 111–39, title I, § 101(b)(7),
July 1, 2009, 123 Stat. 1935; Pub. L. 116–260, div.
FF, title VII, § 704(1), Dec. 27, 2020, 134 Stat.
3199.)
Editorial Notes
AMENDMENTS
2020—Subsec. (a)(4)(B). Pub. L. 116–260 substituted
‘‘the student aid index’’ for ‘‘the expected family con-
tribution’’.
2009—Subsec. (a)(4). Pub. L. 111–39 added par. (4) and
struck out former par. (4) which read as follows: ‘‘in-
clude a place to provide information on—
‘‘(A) the applicant’s cost of attendance at the insti-
tution of higher education, as determined by the in-
stitution under Part F of subchapter IV;
‘‘(B) the applicant’s expected family contribution,
as determined under Part F of subchapter IV, as ap-
plicable, for students who have completed the free ap-
plication for Federal student aid;
‘‘(C) the applicant’s estimated financial assistance,
as determined by the institution, in accordance with
subchapter IV, as applicable;
‘‘(D) the difference between the amounts under sub-
paragraphs (A) and (C), as applicable; and
‘‘(E) the sum of the amounts under subparagraphs
(B) and (D), as applicable; and’’.
Statutory Notes and Related Subsidiaries
EFFECTIVE DATE OF 2020 AMENDMENT
Amendment by Pub. L. 116–260 effective July 1, 2024,
except as otherwise expressly provided, and applicable
with respect to award year 2024–2025 and each subse-
quent award year, as determined under this chapter,
see section 701(b) of Pub. L. 116–260, set out as a note
under section 1001 of this title.
EFFECTIVE DATE OF 2009 AMENDMENT
Amendment by Pub. L. 111–39 effective as if enacted
on the date of enactment of Pub. L. 110–315 (Aug. 14,
2008), see section 3 of Pub. L. 111–39, set out as a note
under section 1001 of this title.
SUBCHAPTER II—TEACHER QUALITY
ENHANCEMENT
Editorial Notes
CODIFICATION
Pub. L. 107–110, title X, § 1051(1), Jan. 8, 2002, 115 Stat.
2080, added heading and struck out former heading
which read as follows: ‘‘TEACHER QUALITY EN-
HANCEMENT GRANTS FOR STATES AND PARTNER-
SHIPS’’.
PRIOR PROVISIONS
A prior title II of the Higher Education Act of 1965,
comprising this subchapter, was originally enacted by
Pub. L. 89–329, title II, Nov. 8, 1965, 79 Stat. 1224, and
amended by Pub. L. 89–752, Nov. 3, 1966, 80 Stat. 1240;
Pub. L. 90–575, Oct. 16, 1968, 82 Stat. 1014; Pub. L. 91–230,
Apr. 13, 1970, 84 Stat. 121; Pub. L. 92–318, June 23, 1972,
86 Stat. 235; Pub. L. 94–482, Oct. 12, 1976, 90 Stat. 2081;
Pub. L. 96–49; Aug. 13, 1979, 93 Stat. 351. Title II was ex-
tensively revised by Pub. L. 96–374, title II, § 201, Oct. 3,
1980, 94 Stat. 1383, and was set out in this subchapter as
having been added by Pub. L. 96–374, and amended,
prior to repeal by Pub. L. 104–208, div. A, title I, § 101(e)
[title VII, § 708(b)], Sept. 30, 1996, 110 Stat. 3009–233,
3009–312.
§ 1021. Definitions
In this subchapter:
(1) Arts and sciences
The term ‘‘arts and sciences’’ means—
(A) when referring to an organizational
unit of an institution of higher education,
any academic unit that offers one or more
academic majors in disciplines or content
areas corresponding to the academic subject
matter areas in which teachers provide in-
struction; and
(B) when referring to a specific academic
subject area, the disciplines or content areas
in which academic majors are offered by the
arts and sciences organizational unit.
(2) Children from low-income families
The term ‘‘children from low-income fami-
lies’’ means children described in section
6333(c)(1)(A) of this title.
(3) Core academic subjects
The term ‘‘core academic subjects’’ means
English, reading or language arts, mathe-
matics, science, foreign languages, civics and
government, economics, arts, history, and ge-
ography.
(4) Early childhood educator
The term ‘‘early childhood educator’’ means
an individual with primary responsibility for
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Federal law — U.S. Code and appendices · legal_authorities
**(a) In general** The Secretary, in consultation with the Board of Governors of the Federal Reserve System, shall develop the self-certification form for private education loans that shall be used to satisfy the requirements of [section 1638(e)(3) of title 15](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1638/e/3&num=0&edition=prelim). Such form shall—
(1) be developed in a standardized format;
(2) be made available to the applicant by the relevant institution of higher education, in written or electronic form, upon request of the applicant;
(3) contain only disclosures that—
(A) the applicant may qualify for Federal student financial assistance through a program under subchapter IV of this chapter, or State or institutional student financial assistance, in place of, or in addition to, a private education loan;
(B) the applicant is encouraged to discuss the availability of Federal, State, and institutional student financial assistance with financial aid officials at the applicant’s institution of higher education;
(C) a private education loan may affect the applicant’s eligibility for free or low-cost Federal, State or institutional student financial assistance; and
(D) the information that the applicant is required to provide on the form is available from officials at the financial aid office of the institution of higher education;
(4) include a place to provide information on—
(A) the applicant’s cost of attendance at the institution of higher education, as determined by the institution under part F of subchapter IV;
(B) the applicant’s estimated financial assistance, including amounts of financial assistance used to replace the student aid index, as determined by the institution, in accordance with subchapter IV,
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