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38 U.S.C. § 1965 — Definitions
Federal law — U.S. Code and appendices · legal_authorities
Page 527
TITLE 38—VETERANS’ BENEFITS
§ 1965
1 See Change of Name note below.
2 See References in Text note below.
(b)(1) The Secretary may pay interest under
subsection (a) of this section only if the Sec-
retary determines that the payment of such in-
terest is administratively and actuarially sound
for the settlement option involved.
(2) Interest paid under subsection (a) shall be
at the rate that is established by the Secretary
for dividends held on credit or deposit in policy-
holders’ accounts.
(Added Pub. L. 100–687, div. B, title XIV,
§ 1401(a)(2), Nov. 18, 1988, 102 Stat. 4128, § 763; re-
numbered § 1963 and amended Pub. L. 102–83,
§§ 4(b)(1), (2)(E), 5(a), Aug. 6, 1991, 105 Stat.
404–406.)
Editorial Notes
AMENDMENTS
1991—Pub. L. 102–83 renumbered section 763 of this
title as this section and substituted ‘‘Secretary’’ for
‘‘Administrator’’ wherever appearing.
Statutory Notes and Related Subsidiaries
EFFECTIVE DATE
Section effective with respect to insurance policies
maturing after Nov. 18, 1988, see section 1401(a)(3) of
Pub. L. 100–687, set out as a note under section 1928 of
this title.
SUBCHAPTER III—SERVICEMEMBERS’
GROUP LIFE INSURANCE
Editorial Notes
AMENDMENTS
1996—Pub. L. 104–275, title IV, § 405(b)(2)(A), Oct. 9,
1996, 110 Stat. 3339, substituted ‘‘SERVICEMEMBERS’
GROUP’’ for ‘‘SERVICEMEN’S GROUP’’.
§ 1965. Definitions
For the purpose of this subchapter—
(1) The term ‘‘active duty’’ means—
(A) full-time duty in the Armed Forces,
other than active duty for training;
(B) full-time duty (other than for training
purposes) as a commissioned officer of the
Regular or Reserve Corps 1 of the Public
Health Service;
(C) full-time duty as a commissioned offi-
cer of the National Oceanic and Atmospheric
Administration; and
(D) full
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Page 527
TITLE 38—VETERANS’ BENEFITS
§ 1965
1 See Change of Name note below.
2 See References in Text note below.
(b)(1) The Secretary may pay interest under
subsection (a) of this section only if the Sec-
retary determines that the payment of such in-
terest is administratively and actuarially sound
for the settlement option involved.
(2) Interest paid under subsection (a) shall be
at the rate that is established by the Secretary
for dividends held on credit or deposit in policy-
holders’ accounts.
(Added Pub. L. 100–687, div. B, title XIV,
§ 1401(a)(2), Nov. 18, 1988, 102 Stat. 4128, § 763; re-
numbered § 1963 and amended Pub. L. 102–83,
§§ 4(b)(1), (2)(E), 5(a), Aug. 6, 1991, 105 Stat.
404–406.)
Editorial Notes
AMENDMENTS
1991—Pub. L. 102–83 renumbered section 763 of this
title as this section and substituted ‘‘Secretary’’ for
‘‘Administrator’’ wherever appearing.
Statutory Notes and Related Subsidiaries
EFFECTIVE DATE
Section effective with respect to insurance policies
maturing after Nov. 18, 1988, see section 1401(a)(3) of
Pub. L. 100–687, set out as a note under section 1928 of
this title.
SUBCHAPTER III—SERVICEMEMBERS’
GROUP LIFE INSURANCE
Editorial Notes
AMENDMENTS
1996—Pub. L. 104–275, title IV, § 405(b)(2)(A), Oct. 9,
1996, 110 Stat. 3339, substituted ‘‘SERVICEMEMBERS’
GROUP’’ for ‘‘SERVICEMEN’S GROUP’’.
§ 1965. Definitions
For the purpose of this subchapter—
(1) The term ‘‘active duty’’ means—
(A) full-time duty in the Armed Forces,
other than active duty for training;
(B) full-time duty (other than for training
purposes) as a commissioned officer of the
Regular or Reserve Corps 1 of the Public
Health Service;
(C) full-time duty as a commissioned offi-
cer of the National Oceanic and Atmospheric
Administration; and
(D) full-time duty as a cadet or mid-
shipman at the United States Military Acad-
emy, United States Naval Academy, United
States Air Force Academy, or the United
States Coast Guard Academy.
(2) The term ‘‘active duty for training’’
means—
(A) full-time duty in the Armed Forces
performed by Reserves, or by members of the
Space Force in a space force active status
(as defined in section 101(e)(1) of title 10) but
not on sustained duty under section 20105 of
title 10, for training purposes;
(B) full-time duty for training purposes
performed as a commissioned officer of the
Reserve Corps 1 of the Public Health Service;
(C) full-time duty as a member, cadet, or
midshipman of the Reserve Officers Training
Corps while attending field training or prac-
tice cruises; and
(D) in the case of members of the National
Guard or Air National Guard of any State,
full-time duty under sections 316, 502, 503,
504, or 505 of title 32, United States Code.
(3) The term ‘‘inactive duty training’’
means—
(A) duty (other than full-time duty) pre-
scribed or authorized for Reserves (including
commissioned officers of the Reserve Corps 1
of the Public Health Service), or for mem-
bers of the Space Force in a space force ac-
tive status (as defined in section 101(e)(1) of
title 10), which duty is scheduled in advance
by competent authority to begin at a spe-
cific time and place; and
(B) in the case of a member of the National
Guard or Air National Guard of any State,
such term means duty (other than full-time
duty) which is scheduled in advance by com-
petent authority to begin at a specific time
and place under sections 316, 502, 503, 504, or
505 of title 32, United States Code.
(4) The terms ‘‘active duty for training’’ and
‘‘inactive duty training’’ do not include duty
performed as a temporary member of the
Coast Guard Reserve, and the term ‘‘inactive
duty training’’ does not include (A) work or
study performed in connection with cor-
respondence courses, or (B) attendance at an
educational institution in an inactive status.
(5) The term ‘‘member’’ means—
(A) a person on active duty, active duty for
training, or inactive duty training in the
uniformed services in a commissioned, war-
rant, or enlisted rank, or grade, or as a cadet
or midshipman of the United States Military
Academy, United States Naval Academy,
United States Air Force Academy, or the
United States Coast Guard Academy;
(B) a person who volunteers for assignment
to the Ready Reserve of a uniformed service
and is assigned to a unit or position in which
such person may be required to perform ac-
tive duty, or active duty for training, and
each year will be scheduled to perform at
least twelve periods of inactive duty train-
ing that is creditable for retirement pur-
poses under chapter 1223 of title 10 (or under
chapter 67 of that title as in effect before the
effective date of the Reserve Officer Per-
sonnel Management Act);
(C) a person who volunteers for assignment
to a mobilization category in the Individual
Ready
Reserve,
as
defined
in
section
12304(i)(1) 2 of title 10; and
(D) a member, cadet, or midshipman of the
Reserve Officers Training Corps while at-
tending field training or practice cruises.
(6) The term ‘‘uniformed services’’ means
the Army, Navy, Air Force, Marine Corps,
Coast Guard, the commissioned corps of the
Public Health Service, and the commissioned
corps of the National Oceanic and Atmos-
pheric Administration.
(7) The terms ‘‘widow’’ or ‘‘widower’’ means
a person who is the lawful spouse of the in-
sured member at the time of his death.
Page 528
TITLE 38—VETERANS’ BENEFITS
§ 1965
(8) The term ‘‘child’’ means a legitimate
child, a legally adopted child, an illegitimate
child as to the mother, or an illegitimate child
as to the alleged father, only if (A) he ac-
knowledged the child in writing signed by
him; or (B) he has been judicially ordered to
contribute to the child’s support; or (C) he has
been, before his death, judicially decreed to be
the father of such child; or (D) proof of pater-
nity is established by a certified copy of the
public record of birth or church record of bap-
tism showing that the insured was the inform-
ant and was named as father of the child; or
(E) proof of paternity is established from serv-
ice department or other public records, such
as school or welfare agencies, which show that
with his knowledge the insured was named as
the father of the child.
(9) The term ‘‘parent’’ means a father of a le-
gitimate child, mother of a legitimate child,
father through adoption, mother through
adoption, mother of an illegitimate child, and
father of an illegitimate child but only if (A)
he acknowledged paternity of the child in
writing signed by him before the child’s death;
or (B) he has been judicially ordered to con-
tribute to the child’s support; or (C) he has
been judicially decreed to be the father of such
child; or (D) proof of paternity is established
by a certified copy of the public record of birth
or church record of baptism showing that the
claimant was the informant and was named as
father of the child; or (E) proof of paternity is
established from service department or other
public records, such as school or welfare agen-
cies, which show that with his knowledge the
claimant was named as father of the child. No
person who abandoned or willfully failed to
support a child during the child’s minority, or
consented to the child’s adoption may be rec-
ognized as a parent for the purpose of this sub-
chapter. However, the immediately preceding
sentence shall not be applied so as to require
duplicate payments in any case in which in-
surance benefits have been paid prior to re-
ceipt in the administrative office established
under subsection 1966(b) of this title of suffi-
cient evidence to clearly establish that the
person so paid could not qualify as a parent
solely by reason of such sentence.
(10) The term ‘‘insurable dependent’’, with
respect to a member, means the following:
(A) The member’s spouse.
(B) The member’s child, as defined in the
first sentence of section 101(4)(A) of this
title.
(C) The member’s stillborn child.
(Added Pub. L. 89–214, § 1(a), Sept. 29, 1965, 79
Stat. 880, § 765; amended Pub. L. 91–291, § 1, June
25, 1970, 84 Stat. 326; Pub. L. 92–185, § 1, Dec. 15,
1971, 85 Stat. 642; Pub. L. 92–315, June 20, 1972, 86
Stat. 227; Pub. L. 93–289, §§ 3, 10(1), May 24, 1974,
88 Stat. 165, 172; Pub. L. 99–576, title VII, § 701(35),
Oct. 28, 1986, 100 Stat. 3293; Pub. L. 102–54,
§ 14(b)(16), June 13, 1991, 105 Stat. 284; renum-
bered § 1965 and amended Pub. L. 102–83, § 5(a),
(c)(1), Aug. 6, 1991, 105 Stat. 406; Pub. L. 103–337,
div. A, title VI, § 651(a), title XVI, § 1677(d)(1),
Oct. 5, 1994, 108 Stat. 2792, 3020; Pub. L. 104–275,
title IV, § 402(a), Oct. 9, 1996, 110 Stat. 3337; Pub.
L. 106–419, title III, § 313(a), Nov. 1, 2000, 114 Stat.
1854; Pub. L. 107–14, § 4(a)(1), June 5, 2001, 115
Stat. 26; Pub. L. 109–13, div. A, title I, § 1032(a)(1),
May 11, 2005, 119 Stat. 257; Pub. L. 109–233, title
V, § 501(c)(1), June 15, 2006, 120 Stat. 415; Pub. L.
110–389, title IV, § 402(a), Oct. 10, 2008, 122 Stat.
4174; Pub. L. 118–31, div. A, title XVII, § 1723(a)(2),
Dec. 22, 2023, 137 Stat. 674.)
Editorial Notes
REFERENCES IN TEXT
Chapter 67 of title 10 as in effect before the effective
date of the Reserve Officer Personnel Management Act,
referred to in par. (5)(B), means chapter 67 (§ 1331 et
seq.) of Title 10, Armed Forces, prior to its transfer to
part II of subtitle E of Title 10, its renumbering as
chapter 1223, and its general revision by section
1662(j)(1) of Pub. L. 103–337. A new chapter 67 (§ 1331) of
Title 10 was added by section 1662(j)(7) of Pub. L.
103–337. For effective date of the Reserve Officer Per-
sonnel Management Act (Pub. L. 103–337, title XVI), see
section 1691 of Pub. L. 103–337, set out as an Effective
Date note under section 10001 of Title 10.
Section 12304(i)(1) of title 10, referred to in par. (5)(C),
was redesignated section 12304(j)(1) of title 10 by Pub. L.
109–364, div. A, title V, § 522(b), Oct. 17, 2006, 120 Stat.
2192. Section 12304(j)(1) of title 10 was subsequently re-
designated section 12304(k)(2) of title 10 by Pub. L.
118–31, div. A, title XV, § 1532(2), (7)(A), Dec. 22, 2023, 137
Stat. 563, 564.
AMENDMENTS
2023—Par. (2)(A). Pub. L. 118–31, § 1723(a)(2)(A), which
directed insertion of ‘‘, or by members of the Space
Force in a space force active status (as defined in sec-
tion 101(e)(1) of title 10) but not on sustained duty
under section 20105 of title 10,’’ after ‘‘for Reserves’’,
was executed by making the insertion after ‘‘Re-
serves’’, to reflect the probable intent of Congress.
Par. (3)(A). Pub. L. 118–31, § 1723(a)(2)(B), inserted
‘‘, or for members of the Space Force in a space force
active status (as defined in section 101(e)(1) of title
10),’’ after ‘‘(including commissioned officers of the Re-
serve Corps of the Public Health Service)’’.
2008—Par. (10)(C). Pub. L. 110–389 added subpar. (C).
2006—Par. (11). Pub. L. 109–233 struck out par. (11)
which read as follows: ‘‘The term ‘activities of daily
living’ means the inability to independently perform 2
of the 6 following functions:
‘‘(A) Bathing.
‘‘(B) Continence.
‘‘(C) Dressing.
‘‘(D) Eating.
‘‘(E) Toileting.
‘‘(F) Transferring.’’
2005—Par. (11). Pub. L. 109–13 added par. (11).
2001—Par. (10). Pub. L. 107–14 added par. (10).
2000—Par. (5)(C), (D). Pub. L. 106–419 added subpar. (C)
and redesignated former subpar. (C) as (D).
1996—Par. (5)(B). Pub. L. 104–275, § 402(a)(1), inserted
‘‘and’’ at end.
Par. (5)(C) to (E). Pub. L. 104–275, § 402(a)(2), (3), redes-
ignated subpar. (E) as (C) and struck out former sub-
pars. (C) and (D) which read as follows:
‘‘(C) a person assigned to, or who upon application
would be eligible for assignment to, the Retired Re-
serve of a uniformed service who has not received the
first increment of retirement pay or has not yet
reached sixty-one years of age and has completed at
least twenty years of satisfactory service creditable for
retirement purposes under chapter 1223 of title 10 (or
under chapter 67 of that title as in effect before the ef-
fective date of the Reserve Officer Personnel Manage-
ment Act);
‘‘(D) a person transferred to the Retired Reserve of a
uniformed service under the temporary special retire-
ment authority provided in section 1331a of title 10 who
has not received the first increment of retirement pay
or has not reached sixty-one years of age; and’’.
Page 529
TITLE 38—VETERANS’ BENEFITS
§ 1966
1994—Par. (5)(B), (C). Pub. L. 103–337, § 1677(d)(1), sub-
stituted ‘‘chapter 1223 of title 10 (or under chapter 67 of
that title as in effect before the effective date of the
Reserve Officer Personnel Management Act)’’ for
‘‘chapter 67 of title 10’’.
Par. (5)(D), (E). Pub. L. 103–337, § 651(a), added subpar.
(D) and redesignated former subpar. (D) as (E).
1991—Pub. L. 102–83, § 5(a), renumbered section 765 of
this title as this section.
Par. (4). Pub. L. 102–54, § 14(b)(16)(A), redesignated cls.
(i) and (ii) as (A) and (B), respectively.
Par. (8). Pub. L. 102–54, § 14(b)(16)(B), redesignated cls.
(a) to (e) as (A) to (E), respectively.
Par. (9). Pub. L. 102–83, § 5(c)(1), substituted ‘‘1966(b)’’
for ‘‘766(b)’’.
Pub. L. 102–54, § 14(b)(16)(B), redesignated cls. (a) to (e)
as (A) to (E), respectively.
1986—Par. (5)(B). Pub. L. 99–576, § 701(35)(A), sub-
stituted ‘‘such person’’ for ‘‘he’’.
Par. (9). Pub. L. 99–576, § 701(35)(B), substituted ‘‘the
child’s’’ for ‘‘his’’ in two places.
1974—Par. (1)(C). Pub. L. 93–289, § 10(1), substituted
‘‘National Oceanic and Atmospheric Administration’’
for ‘‘Environmental Science Services Administration’’.
Par. (5). Pub. L. 93–289, § 3, added cls. (B) and (C), re-
designated former cl. (B) as (D), and substituted ‘‘mid-
shipman of’’ for ‘‘midshipman at’’ in cl. (A).
Par. (6). Pub. L. 93–289, § 10(1), substituted ‘‘National
Oceanic and Atmospheric Administration’’ for ‘‘Envi-
ronmental Science Services Administration’’.
1972—Par. (1)(D). Pub. L. 92–315, § 1(3), added cl. (D).
Par. (5)(A). Pub. L. 92–315, § 1(4), expanded definition
of ‘‘member’’ to include persons in active duty as a
cadet or midshipman at the United States Military
Academy, United States Naval Academy, United States
Air Force Academy and the United States Coast Guard
Academy.
1971—Pars. (7) to (9). Pub. L. 92–185 added pars. (7) to
(9) defining, respectively, ‘‘widow’’ or ‘‘widower’’,
‘‘child’’, and ‘‘parent’’.
1970—Pub. L. 91–291 struck out from definition of ‘‘ac-
tive duty’’ a reference to calls or orders to duty which
specify a period of 30 days or less, inserted definitions
for ‘‘active duty for training’’ and ‘‘inactive duty train-
ing’’, and, in definition of ‘‘uniformed services’’, in-
serted provisions limiting the scope of that term in the
case of personnel of the Public Health Service and the
Environmental Science Services Administration to the
commissioned corps thereof respectively.
Statutory Notes and Related Subsidiaries
CHANGE OF NAME
Reference to Reserve Corps of the Public Health Serv-
ice deemed to be a reference to the Ready Reserve
Corps, see section 204(c)(3) of Title 42, The Public
Health and Welfare.
EFFECTIVE DATE OF 2005 AMENDMENT
Amendment by Pub. L. 109–13 effective on the first
day of the first month beginning more than 180 days
after May 11, 2005, see section 1032(d)(1) of Pub. L.
109–13, set out as an Effective Date note under section
1980A of this title.
EFFECTIVE DATE OF 2001 AMENDMENT
Amendment by Pub. L. 107–14 effective on the first
day of the first month that begins more than 120 days
after June 5, 2001, see section 4(g)(1) of Pub. L. 107–14,
set out as a note under section 101 of this title.
EFFECTIVE DATE OF 1994 AMENDMENT
Amendment by section 1677(d)(1) of Pub. L. 103–337 ef-
fective Dec. 1, 1994, except as otherwise provided, see
section 1691 of Pub. L. 103–337, set out as an Effective
Date note under section 10001 of Title 10, Armed Forces.
EFFECTIVE DATE OF 1974 AMENDMENT
Pub. L. 93–289, § 12(2), May 24, 1974, 88 Stat. 173, pro-
vided that: ‘‘The amendments relating to Servicemen’s
Group Life Insurance coverage on a full-time basis for
certain members of the Reserves and National Guard
shall become effective upon the date of enactment of
this Act [May 24, 1974].’’
EFFECTIVE DATE OF 1971 AMENDMENT
Pub. L. 92–185, § 2, Dec. 15, 1971, 85 Stat. 643, provided
that: ‘‘The provisions of this Act [amending this sec-
tion] shall apply only to Servicemen’s Group Life In-
surance in effect on the life of an insured member who
dies on or after the date of enactment of this Act [Dec.
15, 1971].’’
EFFECTIVE DATE OF 1970 AMENDMENT
Amendment by Pub. L. 91–291 effective June 25, 1970,
see section 14(a) of Pub. L. 91–291, set out as a note
under section 1317 of this title.
Pub. L. 91–291, § 14(b), June 25, 1970, 84 Stat. 333, pro-
vided that: ‘‘The provisions of section 765(7), (8), and (9)
[now 1765(7), (8), and (9)] of title 38, United States Code,
as added by the first section of this Act shall apply
only to servicemen’s group life insurance in effect on
the life of an insured member who dies on and after the
date of enactment of this Act [June 25, 1970].’’
TRANSFER OF FUNCTIONS
For transfer of authorities, functions, personnel, and
assets of the Coast Guard, including the authorities
and functions of the Secretary of Transportation relat-
ing thereto, to the Department of Homeland Security,
and for treatment of related references, see sections
468(b), 551(d), 552(d), and 557 of Title 6, Domestic Secu-
rity, and the Department of Homeland Security Reor-
ganization Plan of November 25, 2002, as modified, set
out as a note under section 542 of Title 6.
RENAMING OF GROUP LIFE INSURANCE PROGRAM
Pub. L. 104–275, title IV, § 405(a), Oct. 9, 1996, 110 Stat.
3339, provided that: ‘‘The program of insurance oper-
ated by the Secretary of Veterans Affairs under sub-
chapter III of chapter 19 of title 38, United States Code,
is hereby redesignated as the Servicemembers’ Group
Life Insurance program.’’
REFERENCES TO SERVICEMEN’S GROUP LIFE INSURANCE
OR ADVISORY COUNCIL ON SERVICEMEN’S GROUP LIFE
INSURANCE
Pub. L. 104–275, title IV, § 405(d), Oct. 9, 1996, 110 Stat.
3340, provided that: ‘‘Any reference to Servicemen’s
Group Life Insurance or to the Advisory Council on
Servicemen’s Group Life Insurance in any Federal law,
Executive order, regulation, delegation of authority, or
other document of the Federal Government shall be
deemed to refer to Servicemembers’ Group Life Insur-
ance or the Advisory Council on Servicemembers’
Group Life Insurance, respectively.’’
§ 1966. Eligible insurance companies
(a) The Secretary is authorized, without re-
gard to section 6101(b) to (d) of title 41, to pur-
chase from one or more life insurance companies
a policy or policies of group life insurance to
provide the benefits specified in this subchapter.
Each such life insurance company must (1) be li-
censed to issue life insurance in each of the fifty
States of the United States and in the District
of Columbia, and (2) as of the most recent De-
cember 31 for which information is available to
the Secretary, have in effect at least 1 percent
of the total amount of group life insurance
which all life insurance companies have in effect
in the United States.
(b) The life insurance company or companies
issuing such policy or policies shall establish an
administrative office at a place and under a
name designated by the Secretary.
Cross-references
Connections may be documented source relationships, shared citations or nearby passages. Each explains its basis; a connection alone does not establish applicability to your situation.
Federal law — U.S. Code and appendices · legal_authorities
For the purpose of this subchapter—
(1) The term “active duty” means—
(A) full-time duty in the Armed Forces, other than active duty for training;
(B) full-time duty (other than for training purposes) as a commissioned officer of the Regular or Reserve Corps 11 See Change of Name note below. of the Public Health Service;
(C) full-time duty as a commissioned officer of the National Oceanic and Atmospheric Administration; and
(D) full-time duty as a cadet or midshipman at the United States Military Academy, United States Naval Academy, United States Air Force Academy, or the United States Coast Guard Academy.
(2) The term “active duty for training” means—
(A) full-time duty in the Armed Forces performed by Reserves, or by members of the Space Force in a space force active status (as defined in [section 101(e)(1) of title 10](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title10-section101/e/1&num=0&edition=prelim)) but not on sustained duty under [section 20105 of title 10](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title10-section20105&num=0&edition=prelim), for training purposes;
(B) full-time duty for training purposes performed as a commissioned officer of the Reserve Corps 1 of the Public Health Service;
(C) full-time duty as a member, cadet, or midshipman of the Reserve Officers Training Corps while attending field training or practice cruises; and
(D) in the case of members of the National Guard or Air National Guard of any State, full-time duty under sections 316, 502, 503, 504, or 505 of title 32, United States Code.
(3) The term “inactive duty training” means—
(A) duty (other than full-time duty) prescribed or authorized for Reserves (including commissioned officers of the Reserve Corps 1 of the Publ
Source: Supplied U.S. Code snapshot — release unconfirmed · 38 U.S.C. § 1965
Stored review status: release_metadata_unconfirmed. Same stored citation; legal effect and authority still require review.