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38 U.S.C. § 1945 — Renewal
Federal law — U.S. Code and appendices · legal_authorities
At the expiration of any term period any insurance policy issued on the five-year level premium term plan which has not been exchanged or converted to a permanent plan of insurance and which is not lapsed shall be renewed as level premium term insurance without application for a successive five-year period at the premium rate for the attained age without medical examination. However, renewal shall be effected in cases where the policy is lapsed only if the insured makes application for reinstatement and renewal of the insured’s term policy within five years after the date of lapse, and reinstatement in such cases shall be under the terms and conditions prescribed by the Secretary.
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Source location: Title 38, Chapter 19, § 1945; chapter-019-insurance.md
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At the expiration of any term period any insurance policy issued on the five-year level premium term plan which has not been exchanged or converted to a permanent plan of insurance and which is not lapsed shall be renewed as level premium term insurance without application for a successive five-year period at the premium rate for the attained age without medical examination. However, renewal shall be effected in cases where the policy is lapsed only if the insured makes application for reinstatement and renewal of the insured’s term policy within five years after the date of lapse, and reinstatement in such cases shall be under the terms and conditions prescribed by the Secretary.
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Federal law — U.S. Code and appendices · legal_authorities
**(a)** Except as provided in subsection (b), no person eligible for dependency and indemnity compensation by reason of any death occurring after December 31, 1956, shall be eligible by reason of such death for any payments under (1) provisions of law administered by the Secretary providing for the payment of death compensation or death pension, or (2) subchapter I of chapter 81 of title 5.
**(b)** A surviving spouse who is eligible for dependency and indemnity compensation may elect to receive death pension instead of such compensation.
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Federal law — U.S. Code and appendices · legal_authorities
Page 520
TITLE 38—VETERANS’ BENEFITS
§ 1944
1982—Pub. L. 97–295 substituted ‘‘percent’’ for ‘‘per
centum’’.
§ 1944. Policy provisions
(a) Provisions for maturity at certain ages, for
continuous installments during the lifetime of
the insured or beneficiaries, or both, for refund
of premiums, cash, loan, paid-up and extended
values, dividends from gains and savings, and
such other provisions for the protection and ad-
vantage of and for alternative benefits to the in-
sured and the beneficiaries as may be found to
be reasonable and practicable may be provided
for in insurance contracts or from time to time
by regulations.
(b) All calculations on insurance shall be
based upon the American Experience Table of
Mortality and interest at 31⁄2 percent per annum,
except that no deduction shall be made for con-
tinuous installments during the life of the in-
sured in case the insured’s total and permanent
disability continues more than two hundred and
forty months.
(c) On and after July 19, 1939, the rate of inter-
est charged on any loan secured by a lien on in-
surance shall not exceed 5 percent per annum.
(Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1158, § 744;
Pub. L. 97–295, § 4(26), Oct. 12, 1982, 96 Stat. 1307;
Pub. L. 99–576, title VII, § 701(30), Oct. 28, 1986, 100
Stat. 3293; renumbered § 1944, Pub. L. 102–83,
§ 5(a), Aug. 6, 1991, 105 Stat. 406.)
Editorial Notes
AMENDMENTS
1991—Pub. L. 102–83 renumbered section 744 of this
title as this section.
1986—Subsec. (b). Pub. L. 99–576 substituted ‘‘the in-
sured’s’’ for ‘‘his’’.
1982—Subsecs. (b), (c). Pub. L. 97–295 substituted ‘‘per-
cent’’ for ‘‘per centum’’.
§ 1945. Renewal
At the expiration of any term period any in-
surance policy issued on the five-year level pre-
mium term plan which has no
Source: Supplied 2024 U.S. Code historical extraction · 38 U.S.C. § 1945
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