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38 U.S.C. § 1949 — Beneficiaries
Federal law — U.S. Code and appendices · legal_authorities
**(a) Designation.—** A person who enrolls in United States Government life insurance may designate a beneficiary of the insurance policy. Subject to regulations, the insured person shall at all times have the right to change the beneficiary or beneficiaries of a United States Government life insurance policy without the consent of such beneficiary or beneficiaries.
**(b) Determination in Cases of Non-Designation.—** If a person enrolled in United States Government life insurance does not designate a beneficiary under subsection (a) before the insured person dies, or if a designated beneficiary predeceases the insured person, the Secretary shall determine the beneficiary in the following order:
(1) The surviving spouse of the insured person.
(2) The children of the insured person and descendants of deceased children by representation.
(3) The parents of the insured person or the survivors of the parents.
(4) The duly appointed executor or administrator of the estate of the insured person.
(5) Other next of kin of the insured person entitled under the laws of domicile of the insured person at the time of the death of the insured person.
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Source location: Title 38, Chapter 19, § 1949; chapter-019-insurance.md
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**(a) Designation.—** A person who enrolls in United States Government life insurance may designate a beneficiary of the insurance policy. Subject to regulations, the insured person shall at all times have the right to change the beneficiary or beneficiaries of a United States Government life insurance policy without the consent of such beneficiary or beneficiaries.
**(b) Determination in Cases of Non-Designation.—** If a person enrolled in United States Government life insurance does not designate a beneficiary under subsection (a) before the insured person dies, or if a designated beneficiary predeceases the insured person, the Secretary shall determine the beneficiary in the following order:
(1) The surviving spouse of the insured person.
(2) The children of the insured person and descendants of deceased children by representation.
(3) The parents of the insured person or the survivors of the parents.
(4) The duly appointed executor or administrator of the estate of the insured person.
(5) Other next of kin of the insured person entitled under the laws of domicile of the insured person at the time of the death of the insured person.
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Federal law — U.S. Code and appendices · legal_authorities
**(a)**
(1) A person who enrolls in insurance maturing on or after August 1, 1946, may designate a beneficiary of the insurance policy. The insured shall, subject to regulations, at all times have the right to change the beneficiary or beneficiaries of such insurance without the consent of such beneficiary or beneficiaries.
(2) If a person enrolled in insurance maturing on or after August 1, 1946, does not designate a beneficiary under paragraph (1) before the veteran dies, or if a designated beneficiary predeceases the veteran, the Secretary shall determine the beneficiary in the following order:
(A) The surviving spouse of the insured person.
(B) The children of the insured person and descendants of deceased children by representation.
(C) The parents of the insured person or the survivors of the parents.
(D) The duly appointed executor or administrator of the estate of the insured person.
(E) Other next of kin of the insured person entitled under the laws of domicile of the insured person at the time of the death of the insured person.
**(b)** Insurance maturing on or after August 1, 1946, shall be payable in accordance with the following optional modes of settlement:
(1) In one sum.
(2) In equal monthly installments of from thirty-six to two hundred and forty in number, in multiples of twelve.
(3) In equal monthly installments for one hundred and twenty months certain with such payments continuing during the remaining lifetime of the first beneficiary.
(4) As a refund life income in monthly installments payable for such period certain as may be required in order that the sum of the installments certain, including a last installment of such reduced amount as may be necessary, shall equal the face value of the contract, less any indebtedness, wit
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Federal law — U.S. Code and appendices · legal_authorities
Page 521
TITLE 38—VETERANS’ BENEFITS
§ 1949
less any dividends, loan, or other payment made
to the insured under such contract or policy.
(Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1159, § 747;
Pub. L. 99–576, title VII, § 701(30), Oct. 28, 1986, 100
Stat. 3293; renumbered § 1947 and amended Pub.
L. 102–83, §§ 4(a)(2)(A)(iii)(VI), (3), (4), (b)(1),
(2)(E), 5(a), (c)(1), Aug. 6, 1991, 105 Stat. 403–406.)
Editorial Notes
AMENDMENTS
1991—Pub. L. 102–83, § 5(a), renumbered section 747 of
this title as this section.
Pub. L. 102–83, § 5(c)(1), substituted ‘‘1954’’ for ‘‘754’’
and ‘‘1984’’ for ‘‘784’’.
Pub. L. 102–83, § 4(b)(1), (2)(E), substituted ‘‘Sec-
retary’’ for ‘‘Administrator’’ before ‘‘shall’’ in last sen-
tence.
Pub. L. 102–83, § 4(a)(3), (4), substituted ‘‘Department’’
for ‘‘Veterans’ Administration’’.
Pub. L. 102–83, § 4(a)(2)(A)(iii)(VI), substituted ‘‘Sec-
retary’’ for ‘‘Veterans’ Administration’’ before ‘‘to
issue’’ in last sentence.
1986—Pub. L. 99–576 substituted ‘‘the insured’s’’ for
‘‘his’’.
§ 1948. Total disability provision
The Secretary shall include in United States
Government life insurance policies provision
whereby an insured, who is totally disabled as a
result of disease or injury for a period of four
consecutive months or more before attaining
the age of sixty-five years and before default in
payment of any premium, shall be paid dis-
ability benefits at the rate of $5.75 monthly for
each $1,000 of insurance in force when total dis-
ability benefits become payable. The amount of
such monthly payment under the provisions of
this section shall not be reduced because of pay-
ment of permanent and total disability benefits
under the insurance policy. Such payments shall
be effective as of the first day of the fifth con-
sec
Source: Supplied 2024 U.S. Code historical extraction · 38 U.S.C. § 1949
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