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49 U.S.C. § 32303 — Insurance information
Federal law — U.S. Code and appendices · legal_authorities
**(a) General Reports and Information Requirements.—**
(1) In carrying out this chapter, the Secretary of Transportation may require an insurer, or a designated agent of the insurer, to make reports and provide the Secretary with information. The reports and information may include accident claim information by make, model, and model year of passenger motor vehicle about the kind and extent of—
(A) physical damage and repair costs; and
(B) personal injury.
(2) In deciding which reports and information are to be provided under this subsection, the Secretary shall—
(A) consider the cost of preparing and providing the reports and information;
(B) consider the extent to which the reports and information will contribute to carrying out this chapter; and
(C) consult with State authorities and public and private agencies the Secretary considers appropriate.
(3) To the extent possible, the Secretary shall obtain reports and information under this subsection on a voluntary basis.
**(b) Requested Information on Crashworthiness, Damage Susceptibility, and Repair and Personal Injury Cost.—** When requested by the Secretary, an insurer shall give the Secretary information—
(1) about the extent to which the insurance premiums charged by the insurer are affected by damage susceptibility, crashworthiness, and the cost of repair and personal injury, for each make and model of passenger motor vehicle; and
(2) available to the insurer about the effect of damage susceptibility, crashworthiness, and the cost of repair and personal injury for each make and model of passenger motor vehicle on the risk incurred by the insurer in insuring that make and model.
**(c) Disclosure.—** In distributing information received under this section, the Secretary may disclose identifyin
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**(a) General Reports and Information Requirements.—**
(1) In carrying out this chapter, the Secretary of Transportation may require an insurer, or a designated agent of the insurer, to make reports and provide the Secretary with information. The reports and information may include accident claim information by make, model, and model year of passenger motor vehicle about the kind and extent of—
(A) physical damage and repair costs; and
(B) personal injury.
(2) In deciding which reports and information are to be provided under this subsection, the Secretary shall—
(A) consider the cost of preparing and providing the reports and information;
(B) consider the extent to which the reports and information will contribute to carrying out this chapter; and
(C) consult with State authorities and public and private agencies the Secretary considers appropriate.
(3) To the extent possible, the Secretary shall obtain reports and information under this subsection on a voluntary basis.
**(b) Requested Information on Crashworthiness, Damage Susceptibility, and Repair and Personal Injury Cost.—** When requested by the Secretary, an insurer shall give the Secretary information—
(1) about the extent to which the insurance premiums charged by the insurer are affected by damage susceptibility, crashworthiness, and the cost of repair and personal injury, for each make and model of passenger motor vehicle; and
(2) available to the insurer about the effect of damage susceptibility, crashworthiness, and the cost of repair and personal injury for each make and model of passenger motor vehicle on the risk incurred by the insurer in insuring that make and model.
**(c) Disclosure.—** In distributing information received under this section, the Secretary may disclose identifying information about a person that may be an insured, a claimant, a passenger, an owner, a witness, or an individual involved in a motor vehicle accident, only with the consent of the person.
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Federal law — U.S. Code and appendices · legal_authorities
### Statutory Notes
Section 1941, Pub. L. 92–513, title II, § 201, Oct. 20, 1972, 86 Stat. 956; Pub. L. 94–364, title II, § 201, July 14, 1976, 90 Stat. 981, related to consumer information study to be conducted by Secretary. See [section 32302 of Title 49](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title49-section32302&num=0&edition=prelim), Transportation.
Section 1942, Pub. L. 92–513, title II, § 202, Oct. 20, 1972, 86 Stat. 956, related to appointment and compensation of personnel by Secretary to carry out this subchapter. See [section 32306 of Title 49](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title49-section32306&num=0&edition=prelim).
Section 1943, Pub. L. 92–513, title II, § 203, Oct. 20, 1972, 86 Stat. 957, related to provision of information and detailing of personnel from other Federal departments to Secretary to carry out this subchapter. See [section 32305 of Title 49](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title49-section32305&num=0&edition=prelim).
Section 1944, Pub. L. 92–513, title II, § 204, Oct. 20, 1972, 86 Stat. 957, related to powers of Secretary to carry out this subchapter. See [section 32307 of Title 49](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title49-section32307&num=0&edition=prelim).
Section 1945, Pub. L. 92–513, title II, § 205, Oct. 20, 1972, 86 Stat. 958, required insurers of passenger motor vehicles to make reports and provide information to Secretary to carry out this subchapter. See [section 32303 of Title 49](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title49-section32303&num=0&edition=prelim).
Section 1946, Pub. L. 92–513, title II, § 206, Oct. 20, 1972, 86 Stat. 959, prohibited persons from failing or refusing to furnish informati
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Federal law — U.S. Code and appendices · legal_authorities
**(a) Information Program.—** The Secretary of Transportation (referred to in this section as the “Secretary”) shall maintain a program for developing the following information on passenger motor vehicles:
(1) damage susceptibility.
(2) crashworthiness, crash avoidance, and any other areas the Secretary determines will improve the safety of passenger motor vehicles.
(3) the degree of difficulty of diagnosis and repair of damage to, or failure of, mechanical and electrical systems.
**(b) Motor Vehicle Information.—** To assist a consumer in buying a passenger motor vehicle, the Secretary shall provide to the public information developed under subsection (a) of this section. The information shall be in a simple and understandable form that allows comparison of the characteristics referred to in subsection (a)(1)–(3) of this section among the makes and models of passenger motor vehicles. The Secretary may require passenger motor vehicle dealers to distribute the information to prospective buyers. The Secretary, after providing an opportunity for public comment, shall study and report to Congress the most useful data, format, and method for providing simple and understandable damage susceptibility information to consumers.
**(c) Crash Avoidance.—** Not later than 1 year after the date of enactment of the Safety Through Informed Consumers Act of 2015, the Secretary shall promulgate a rule to ensure that crash avoidance information is indicated next to crashworthiness information on stickers placed on motor vehicles by their manufacturers.
**(d) Motor Vehicle Defect Reporting Information.—**
(1) **Rulemaking required.—** — Not later than 1 year after the date of enactment of the Motor Vehicle and Highway Safety Improvement Act of 2012, the Secretary shall prescribe reg
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Federal law — U.S. Code and appendices · legal_authorities
Page 929
TITLE 49—TRANSPORTATION
§ 32303
2013—Subsec. (b). Pub. L. 112–252, § 2(a), inserted at
end ‘‘The Secretary, after providing an opportunity for
public comment, shall study and report to Congress the
most useful data, format, and method for providing
simple and understandable damage susceptibility infor-
mation to consumers.’’
Subsec. (c). Pub. L. 112–252, § 1, struck out subsec. (c).
Text read as follows: ‘‘The Secretary shall prescribe
regulations that require passenger motor vehicle deal-
ers to distribute to prospective buyers information the
Secretary develops and provides to the dealers that
compares insurance costs for different makes and mod-
els of passenger motor vehicles based on damage sus-
ceptibility and crashworthiness.’’
2012—Subsec. (a)(2). Pub. L. 112–141, § 31305(b)(1), in-
serted ‘‘, crash avoidance, and any other areas the Sec-
retary determines will improve the safety of passenger
motor vehicles’’ after ‘‘crashworthiness’’.
Subsec. (a)(4). Pub. L. 112–141, § 31305(b)(2), struck out
par. (4) which read as follows: ‘‘vehicle operating costs
dependent on the characteristics referred to in clauses
(1)–(3) of this subsection, including insurance informa-
tion obtained under section 32303 of this title.’’
Subsec. (d). Pub. L. 112–141, § 31306, added subsec. (d).
Statutory Notes and Related Subsidiaries
EFFECTIVE DATE OF 2012 AMENDMENT
Amendment by Pub. L. 112–141 effective Oct. 1, 2012,
see section 3(a) of Pub. L. 112–141, set out as an Effec-
tive and Termination Dates of 2012 Amendment note
under section 101 of Title 23, Highways.
REGULATIONS
Pub. L. 112–252, § 1, Jan. 10, 2013, 126 Stat. 2406, pro-
vided in part that: ‘‘any regulations promulgated under
such subsection [former subsec. (c) of this section] shall
have no forc
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