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42 U.S.C. § 292o — Definitions

Federal law — U.S. Code and appendices · legal_authorities

42 U.S.C. § 292o — Definitions

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Source location: Title 42, Chapter 6A, § 292o; chapter-6a-public-health-service.md

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For purposes of this subpart: (1) The term “eligible institution” means, with respect to a fiscal year, a school of medicine, osteopathic medicine, dentistry, veterinary medicine, optometry, podiatric medicine, pharmacy, public health, allied health, or chiropractic, or a graduate program in health administration or behavioral and mental health practice, including clinical psychology. (2) The term “eligible lender” means an eligible institution that became a lender under this subpart prior to September 15, 1992, an agency or instrumentality of a State, a financial or credit institution (including an insurance company) which is subject to examination and supervision by an agency of the United States or of any State, a pension fund approved by the Secretary for this purpose, or a nonprofit private entity designated by the State, regulated by the State, and approved by the Secretary. (3) The term “line of credit” means an arrangement or agreement between the lender and the borrower whereby a loan is paid out by the lender to the borrower in annual installments, or whereby the lender agrees to make, in addition to the initial loan, additional loans in subsequent years. (4) The term “school of allied health” means a program in a school of allied health (as defined in [section 295p of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section295p&num=0&edition=prelim)) which leads to a masters’ degree or a doctoral degree. (5) (A) The term “default rate”, in the case of an eligible entity, means the percentage constituted by the ratio of— (i) the principal amount of loans insured under this subpart— (I) that are made with respect to the entity and that enter repayment status after April 7, 1987; and (II) for which amounts have been paid under [section 292f(a) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section292f/a&num=0&edition=prelim) to insurance beneficiaries, exclusive of any loan for which amounts have been so paid as a result of the death or total and permanent disability of the borrower; exclusive of any loan for which the borrower begins payments to the Secretary on the loan pursuant to [section 292f(b) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section292f/b&num=0&edition=prelim) and maintains payments for 12 consecutive months in accordance with the agreement involved (with the loan subsequently being included or excluded, as the case may be, as amounts paid under [section 292f(a) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section292f/a&num=0&edition=prelim) according to whether further defaults occur and whether with respect to the default involved compliance with such requirement regarding 12 consecutive months occurs); and exclusive of any loan on which payments may not be recovered by reason of the obligation under the loan being discharged in bankruptcy under title 11; to (ii) the total principal amount of loans insured under this subpart that are made with respect to the entity and that enter repayment status after April 7, 1987. (B) For purposes of subparagraph (A), a loan insured under this subpart shall be considered to have entered repayment status if the applicable period described in subparagraph (B) of [section 292d(a)(2) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section292d/a/2&num=0&edition=prelim) regarding the loan has expired (without regard to whether any period described in subparagraph (C) of such section is applicable regarding the loan). (C) For purposes of subparagraph (A), the term “eligible entity” means an eligible institution, an eligible lender, or a holder, as the case may be. (D) For purposes of subparagraph (A), a loan is made with respect to an eligible entity if— (i) in the case of an eligible institution, the loan was made to students of the institution; (ii) in the case of an eligible lender, the loan was made by the lender; and (iii) in the case of a holder, the loan was purchased by the holder. (6) The term “Secretary” means the Secretary of Education.

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Federal law — U.S. Code and appendices · legal_authorities

42 U.S.C. § 292 — Statement of purpose

The purpose of this subpart is to enable the Secretary to provide a Federal program of student loan insurance for students in (and certain former students of) eligible institutions (as defined in section 292o of this title).

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Federal law — U.S. Code and appendices · legal_authorities

42 U.S.C. § 295p — Definitions

For purposes of this subchapter: (1) (A) The terms “school of medicine”, “school of dentistry”, “school of osteopathic medicine”, “school of pharmacy”, “school of optometry”, “school of podiatric medicine”, “school of veterinary medicine”, “school of public health”, and “school of chiropractic” mean an accredited public or nonprofit private school in a State that provides training leading, respectively, to a degree of doctor of medicine, a degree of doctor of dentistry or an equivalent degree, a degree of doctor of osteopathy, a degree of bachelor of science in pharmacy or an equivalent degree or a degree of doctor of pharmacy or an equivalent degree, a degree of doctor of optometry or an equivalent degree, a degree of doctor of podiatric medicine or an equivalent degree, a degree of doctor of veterinary medicine or an equivalent degree, a graduate degree in public health or an equivalent degree, and a degree of doctor of chiropractic or an equivalent degree, and including advanced training related to such training provided by any such school. (B) The terms “graduate program in health administration” and “graduate program in clinical psychology” mean an accredited graduate program in a public or nonprofit private institution in a State that provides training leading, respectively, to a graduate degree in health administration or an equivalent degree and a doctoral degree in clinical psychology or an equivalent degree. (C) The terms “graduate program in clinical social work” and “graduate program in marriage and family therapy” and “graduate program in professional counseling” mean an accredited graduate program in a public or nonprofit private institution in a State that provides training, respectively, in a concentration in health or mental health care leadin

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Federal law — U.S. Code and appendices · legal_authorities

42 U.S.C. § 292o — Definitions

Page 1002 TITLE 42—THE PUBLIC HEALTH AND WELFARE § 292o priate institutional capability for the adminis- tration by an eligible institution of a program of student financial aid with respect to funds obtained from a student who has received a loan insured under this subpart; (3) the limitation, suspension, or termi- nation of the eligibility under this subpart of any otherwise eligible institution, whenever the Secretary has determined, after notice and affording an opportunity for hearing, that such institution has violated or failed to carry out any regulation prescribed under this sub- part; (4) the collection of information from the borrower, lender, or eligible institution to as- sure compliance with the provisions of section 292d of this title; (5) the assessing of tuition or fees to bor- rowers in amounts that are the same or less than the amount of tuition and fees assessed to nonborrowers; (6) the submission, by the institution or the lender to the Office of Health Education As- sistance Loan Default Reduction, of informa- tion concerning each loan made under this subpart, including the date when each such loan was originated, the date when each such loan is sold, the identity of the loan holder and information concerning a change in the borrower’s status; (7) the withholding of services, including academic transcripts, financial aid tran- scripts, and alumni services, by an institution from a borrower upon the default of such bor- rower of a loan under this subpart, except in case of a borrower who has filed for bank- ruptcy; and (8) the offering, by the lender to the bor- rower, of a variety of repayment options, in- cluding fixed-rate, graduated repayment with negative amortization permitted, and income dependent payments fo

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