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20 U.S.C. § 1098g — Exemption from State disclosure requirements
Federal law — U.S. Code and appendices · legal_authorities
Loans made, insured, or guaranteed pursuant to a program authorized by title IV of the Higher Education Act of 1965 ([20 U.S.C. 1070](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section1070&num=0&edition=prelim) et seq.) shall not be subject to any disclosure requirements of any State law.
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Stable record: federal_law:legal_authorities:record_usc_09e3fcd91822de8a6e77f48a
Source file: Laws/federal/codes/united-states-code/title-20/section-1098g-exemption-from-state-disclosure-requirements--664e9344f9.md
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Passage SHA-256: e171a1146329ddf4d0f890d6197b29ef58f0edb04f7c2787889ec01dd5fb00bc
Source location: Title 20, Chapter 28, § 1098g; chapter-028-higher-education-resources-and-student-assistance.md
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Loans made, insured, or guaranteed pursuant to a program authorized by title IV of the Higher Education Act of 1965 ([20 U.S.C. 1070](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section1070&num=0&edition=prelim) et seq.) shall not be subject to any disclosure requirements of any State law.
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Federal law — U.S. Code and appendices · legal_authorities
### Statutory Notes
#### Codification
Section, Pub. L. 97–320, title VII, § 701(b), Oct. 15, 1982, 96 Stat. 1538, which related to exemption from State disclosure requirements, was transferred to [section 1098g of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section1098g&num=0&edition=prelim).
Source: Supplied U.S. Code snapshot — release unconfirmed · 20 U.S.C. § 1099
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Federal law — U.S. Code and appendices · legal_authorities
**(a) Institution of higher education** For purposes of this chapter, other than subchapter IV, the term “institution of higher education” means an educational institution in any State that—
(1) admits as regular students only persons having a certificate of graduation from a school providing secondary education, or the recognized equivalent of such a certificate, or persons who meet the requirements of [section 1091(d) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section1091/d&num=0&edition=prelim);
(2) is legally authorized within such State to provide a program of education beyond secondary education;
(3) provides an educational program for which the institution awards a bachelor’s degree or provides not less than a 2-year program that is acceptable for full credit toward such a degree, or awards a degree that is acceptable for admission to a graduate or professional degree program, subject to review and approval by the Secretary;
(4) is a public or other nonprofit institution; and
(5) is accredited by a nationally recognized accrediting agency or association, or if not so accredited, is an institution that has been granted preaccreditation status by such an agency or association that has been recognized by the Secretary for the granting of preaccreditation status, and the Secretary has determined that there is satisfactory assurance that the institution will meet the accreditation standards of such an agency or association within a reasonable time.
**(b) Additional institutions included** For purposes of this chapter, other than subchapter IV, the term “institution of higher education” also includes—
(1) any school that provides not less than a 1-year program of training to prepare students for gainful employment in a re
Source: Supplied U.S. Code snapshot — release unconfirmed · 20 U.S.C. § 1001
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Federal law — U.S. Code and appendices · legal_authorities
### Statutory Notes
Section, Pub. L. 89–329, title IV, § 420R, as added Pub. L. 111–39, title IV, § 401(a)(9), July 1, 2009, 123 Stat. 1939, related to grants for veteran’s dependents, known as Iraq and Afghanistan Service Grants.
#### Effective Date of Repeal
Repeal effective as if included in title VII of div. FF of Pub. L. 116–260 and subject to the effective date of section 701(b) of title VII (July 1, 2024), see section 103(d) of div. R of Pub. L. 117–103, set out as an Effective Date of 2022 Amendment note under [section 1070a of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section1070a&num=0&edition=prelim).
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Federal law — U.S. Code and appendices · legal_authorities
This subchapter does not apply to the following:
(1) Credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, or to government or governmental agencies or instrumentalities, or to organizations.
(2) Transactions in securities or commodities accounts by a broker-dealer registered with the Securities and Exchange Commission.
(3) Credit transactions, other than those in which a security interest is or will be acquired in real property, or in personal property used or expected to be used as the principal dwelling of the consumer and other than private education loans (as that term is defined in [section 1650(a) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1650/a&num=0&edition=prelim)), in which the total amount financed exceeds $50,000.11 See Adjustments for Inflation note below.
(4) Transactions under public utility tariffs, if the Bureau determines that a State regulatory body regulates the charges for the public utility services involved, the charges for delayed payment, and any discount allowed for early payment.
(5) Transactions for which the Bureau, by rule, determines that coverage under this subchapter is not necessary to carry out the purposes of this subchapter.
(6) Repealed. Pub. L. 96–221, title VI, § 603(c)(3), Mar. 31, 1980, 94 Stat. 169.
(7) Loans made, insured, or guaranteed pursuant to a program authorized by title IV of the Higher Education Act of 1965 [[20 U.S.C. 1070](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section1070&num=0&edition=prelim) et seq.].
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Federal law — U.S. Code and appendices · legal_authorities
Page 326
TITLE 20—EDUCATION
§ 1070
Pub. L. 105–244, title III, § 301(a)(2), Oct. 7, 1998, 112 Stat.
1636, and transferred to this section.
AMENDMENTS
2008—Subsec. (a). Pub. L. 110–315 amended subsec. (a)
generally. Prior to amendment, subsec. (a) related to
authorizations for parts A to E for fiscal year 1999 and
each of the 4 succeeding fiscal years.
1998—Subsec. (a)(1)(A). Pub. L. 105–244, § 308(h)(1)(A),
substituted ‘‘1999’’ for ‘‘1993’’.
Subsec. (a)(1)(B). Pub. L. 105–244, § 308(h)(1)(B), redes-
ignated cl. (i) as entire subpar., substituted ‘‘$10,000,000
for fiscal year 1999’’ for ‘‘$45,000,000 for fiscal year 1993’’,
and struck out cl. (ii) which read as follows: ‘‘No funds
are authorized to be appropriated pursuant to clause (i)
for any fiscal year unless the amount appropriated pur-
suant to paragraph (1)(A) for such fiscal year equals or
exceeds $80,000,000.’’
Subsec. (a)(1)(C). Pub. L. 105–244, § 308(h)(1)(C), added
subpar. (C).
Subsec. (a)(2)(A). Pub. L. 105–244, § 308(h)(2)(A), sub-
stituted ‘‘1999’’ for ‘‘1993’’.
Subsec. (a)(2)(B). Pub. L. 105–244, § 308(h)(2)(B), sub-
stituted ‘‘$35,000,000 for fiscal year 1999’’ for ‘‘$20,000,000
for fiscal year 1993’’.
Subsec. (a)(3). Pub. L. 105–244, § 308(h)(3), substituted
‘‘$10,000,000 for fiscal year 1999’’ for ‘‘$50,000,000 for fiscal
year 1993’’.
Subsec. (a)(4), (5). Pub. L. 105–244, § 308(h)(4), added
pars. (4) and (5).
Subsec. (c). Pub. L. 105–244, § 308(h)(5), struck out
heading and text of subsec. (c). Text read as follows: ‘‘If
the amount appropriated under subsection (a)(1) of this
section for part A of this subchapter for any fiscal year
beginning after September 30, 1986, equals or exceeds
the amount appropriated for such part for fiscal year
1986, the Secretary shall, for suc
Source: Supplied 2024 U.S. Code historical extraction · 20 U.S.C. § 1070
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Federal law — U.S. Code and appendices · legal_authorities
Page 727
TITLE 20—EDUCATION
§ 1098h
Statutory Notes and Related Subsidiaries
EFFECTIVE DATE
Section effective July 1, 2009, see section 203(c)(1) of
Pub. L. 110–84, set out as an Effective Date of 2007
Amendment note under section 1078–3 of this title.
§ 1098f. Deferral of loan repayment following ac-
tive duty
(a) Deferral of loan repayment following active
duty
In addition to any deferral of repayment of a
loan made under this subchapter pursuant to
section
1078(b)(1)(M)(iii),
1087e(f)(2)(C),
or
1087dd(c)(2)(A)(iii) of this title, a borrower of a
loan under this subchapter who is a member of
the National Guard or other reserve component
of the Armed Forces of the United States, or a
member of such Armed Forces in a retired sta-
tus, is called or ordered to active duty, and is
enrolled, or was enrolled within six months
prior to the activation, in a program of instruc-
tion at an eligible institution, shall be eligible
for a deferment during the 13 months following
the conclusion of such service, except that a
deferment under this subsection shall expire
upon the borrower’s return to enrolled student
status.
(b) Active duty
Notwithstanding section 1088(d) of this title,
in this section, the term ‘‘active duty’’ has the
meaning given such term in section 101(d)(1) of
title 10, except that such term—
(1) does not include active duty for training
or attendance at a service school; but
(2) includes, in the case of members of the
National Guard, active State duty.
(Pub. L. 89–329, title IV, § 493D, as added Pub. L.
110–84, title II, § 204, Sept. 27, 2007, 121 Stat. 795.)
Statutory Notes and Related Subsidiaries
EFFECTIVE DATE
Section effective Oct. 1, 2007, see section 1(c) of Pub.
L. 110–84, set out as an Effective Date of 2007 Amend-
Source: Supplied 2024 U.S. Code historical extraction · 20 U.S.C. § 1098g
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