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5 U.S.C. § 8714c — Optional life insurance on family members
Federal law — U.S. Code and appendices · legal_authorities
**(a)** Under the conditions, directives, and terms specified in sections 8709 through 8712 of this title, the Office of Personnel Management, without regard to section 6101(b) to (d) of title 41, may purchase a policy which shall make available to each employee insured under [section 8702 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8702&num=0&edition=prelim) amounts of optional life insurance (without accidental death and dismemberment insurance) on the employee’s family members.
**(b)**
(1) The optional life insurance on family members provided under this section shall be made available to each eligible employee who has elected coverage under this section, under conditions the Office shall prescribe, in multiples, at the employee’s election, of 1, 2, 3, 4, or 5 times—
(A) $5,000 for a spouse; and
(B) $2,500 for each child described under section 8701(d).
(2) An employee may reduce or stop coverage elected pursuant to this section at any time.
**(c)**
(1) Except as otherwise provided in this subsection, the optional life insurance on family members shall stop at the earlier of the employee’s death, the employee’s separation from the service, or 12 months after discontinuance of pay, subject to a provision for temporary extension of life insurance coverage and for conversion to individual policies of life insurance under conditions approved by the Office.
(2) In the case of any employee who retires on an immediate annuity or who becomes entitled to receive compensation under subchapter I of chapter 81 of this title because of disease or injury to the employee and who has had in force insurance under this section for no less than—
(A) the 5 years of service immediately preceding the date of retirement or entitl
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Source file: Laws/federal/codes/united-states-code/title-5/section-8714c-optional-life-insurance-on-family-members--5b9bada32a.md
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Source location: Title 5, Chapter 87, § 8714c; chapter-087-life-insurance.md
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**(a)** Under the conditions, directives, and terms specified in sections 8709 through 8712 of this title, the Office of Personnel Management, without regard to section 6101(b) to (d) of title 41, may purchase a policy which shall make available to each employee insured under [section 8702 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8702&num=0&edition=prelim) amounts of optional life insurance (without accidental death and dismemberment insurance) on the employee’s family members.
**(b)**
(1) The optional life insurance on family members provided under this section shall be made available to each eligible employee who has elected coverage under this section, under conditions the Office shall prescribe, in multiples, at the employee’s election, of 1, 2, 3, 4, or 5 times—
(A) $5,000 for a spouse; and
(B) $2,500 for each child described under section 8701(d).
(2) An employee may reduce or stop coverage elected pursuant to this section at any time.
**(c)**
(1) Except as otherwise provided in this subsection, the optional life insurance on family members shall stop at the earlier of the employee’s death, the employee’s separation from the service, or 12 months after discontinuance of pay, subject to a provision for temporary extension of life insurance coverage and for conversion to individual policies of life insurance under conditions approved by the Office.
(2) In the case of any employee who retires on an immediate annuity or who becomes entitled to receive compensation under subchapter I of chapter 81 of this title because of disease or injury to the employee and who has had in force insurance under this section for no less than—
(A) the 5 years of service immediately preceding the date of retirement or entitlement to compensation, or
(B) the full period or periods of service during which the insurance was available to the employee, if fewer than 5 years,
optional life insurance on family members may be continued under the same conditions as provided in section 8714b(c)(2) through (4).
**(d)**
(1) During each period in which the optional life insurance on family members is in force the full cost thereof shall be withheld from the employee’s pay. During each period in which an employee continues optional life insurance on family members after retirement or while in receipt of compensation under subchapter I of chapter 81 of this title because of disease or injury to the employee, as provided in subsection (c) of this section, the full cost shall be withheld from the annuity or compensation, except that, beginning at the end of the calendar month in which the former employee becomes 65 years of age, the optional life insurance on family members shall be without cost to the employee. Notwithstanding the preceding sentence, the full cost shall be continued after the calendar month in which the former employee becomes 65 years of age if, and for so long as, an election under this section corresponding to that described in section 8714b(c)(3)(B) remains in effect with respect to such former employee. Amounts so withheld shall be deposited, used, and invested as provided in [section 8714 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8714&num=0&edition=prelim) and shall be reported and accounted for together with amounts withheld under [section 8714a(d) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8714a/d&num=0&edition=prelim).
(2) If an agency fails to withhold the proper cost of optional life insurance on family members from an individual’s salary, compensation, or retirement annuity, the collection of amounts properly due may be waived by the agency if, in the judgment of the agency, the individual is without fault and recovery would be against equity and good conscience. However, if the agency so waives the collection of any unpaid amount, the agency shall submit an amount equal to the uncollected amount to the Office for deposit to the Employees’ Life Insurance Fund.
(3) Notwithstanding paragraph (1), an employee who is subject to withholdings under this subsection and whose pay, annuity, or compensation is insufficient to cover such withholdings may nevertheless continue optional life insurance on family members if the employee arranges to pay currently into the Employees’ Life Insurance Fund, through the agency or retirement system that administers pay, annuity, or compensation, an amount equal to the withholdings that would otherwise be required under this subsection.
**(e)** The cost of the optional life insurance on family members shall be determined from time to time by the Office on the basis of the employee’s age relative to such age groups as the Office establishes under [section 8714a(e) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8714a/e&num=0&edition=prelim).
**(f)** The amount of optional life insurance which is in force under this section on a family member of an employee or former employee on the date of the death of the family member shall be paid, on the establishment of a valid claim by the employee, to such employee or, in the event of the death of the employee before payment can be made, to the person or persons entitled to the group life insurance in force on the employee under [section 8705 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8705&num=0&edition=prelim).
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Federal law — U.S. Code and appendices · legal_authorities
**(a)** A policy purchased under this chapter shall contain a provision, approved by the Office of Personnel Management, to the effect that insurance on an employee stops on his separation from the service or 12 months after discontinuance of his pay, whichever is earlier, subject to a provision for temporary extension of life insurance coverage and for conversion to an individual policy of life insurance under conditions approved by the Office. Justices and judges of the United States described in section 8701(a)(5)(ii) and (iii) of this chapter are deemed to continue in active employment for purposes of this chapter.
**(b)**
(1) In the case of any employee who retires on an immediate annuity and has been insured under this chapter throughout—
(A) the 5 years of service immediately preceding the date of the employee’s retirement, or
(B) the full period or periods of service during which the employee was entitled to be insured, if fewer than 5 years,
life insurance, without accidental death and dismemberment insurance, may be continued, under conditions determined by the Office.
(2) In the case of any employee who becomes entitled to receive compensation under subchapter I of chapter 81 of this title because of disease or injury to the employee and has been insured under this chapter throughout—
(A) the 5 years of service immediately preceding the date the employee becomes entitled to compensation, or
(B) the full period or periods of service during which the employee was entitled to be insured, if fewer than 5 years,
life insurance, without accidental death and dismemberment insurance, may be continued, under conditions determined by the Office, during the period the employee is receiving compensation and is held by the Secretary of Labor or the Secr
Source: Supplied U.S. Code snapshot — release unconfirmed · 5 U.S.C. § 8706
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Federal law — U.S. Code and appendices · legal_authorities
**(a)** Except as provided in subsection (e), the amount of group life insurance and group accidental death insurance in force on an employee at the date of his death shall be paid, on the establishment of a valid claim, to the person or persons surviving at the date of his death, in the following order of precedence:First, to the beneficiary or beneficiaries designated by the employee in a signed and witnessed writing received before death in the employing office or, if insured because of receipt of annuity or of benefits under subchapter I of chapter 81 of this title as provided by [section 8706(b) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8706/b&num=0&edition=prelim), in the Office of Personnel Management. For this purpose, a designation, change, or cancellation of beneficiary in a will or other document not so executed and filed has no force or effect. Second, if there is no designated beneficiary, to the widow or widower of the employee. Third, if none of the above, to the child or children of the employee and descendants of deceased children by representation. Fourth, if none of the above, to the parents of the employee or the survivor of them. Fifth, if none of the above, to the duly appointed executor or administrator of the estate of the employee. Sixth, if none of the above, to other next of kin of the employee entitled under the laws of the domicile of the employee at the date of his death.
**(b)** If, within 1 year after the death of the employee, no claim for payment has been filed by a person entitled under the order of precedence named by subsection (a) of this section, or if payment to the person within that period is prohibited by Federal statute or regulation, payment may be made in the order of preceden
Source: Supplied U.S. Code snapshot — release unconfirmed · 5 U.S.C. § 8705
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Federal law — U.S. Code and appendices · legal_authorities
For the purpose of this chapter—
(1) the term “account” means an account established and maintained under [section 8439(a) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8439/a&num=0&edition=prelim);
(2) the term “annuitant” means a former employee or Member who, on the basis of that individual’s service, meets all requirements for title to an annuity under subchapter II or V of this chapter and files claim therefor;
(3) the term “average pay” means the largest annual rate resulting from averaging an employee’s or Member’s rates of basic pay in effect over any 3 consecutive years of service or, in the case of an annuity under this chapter based on service of less than 3 years, over the total service, with each rate weighted by the period it was in effect;
(4) the term “basic pay” has the meaning given such term by section 8331(3);
(5) the term “Board” means the Federal Retirement Thrift Investment Board established by [section 8472(a) of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8472/a&num=0&edition=prelim);
(6) the term “Civil Service Retirement and Disability Fund” or “Fund” means the Civil Service Retirement and Disability Fund under section 8348;
(7) the term “court” means any court of any State, the District of Columbia, the Commonwealth of Puerto Rico, Guam, the Northern Mariana Islands, or the Virgin Islands, and any Indian court;
(8) the term “Director” means the Director of the Office of Personnel Management;
(9) the term “dynamic assumptions” means economic assumptions that are used in determining actuarial costs and liabilities of a retirement system and in anticipating the effects of long-term future—
(A) investment yields;
(B) increases in rates of basic p
Source: Supplied U.S. Code snapshot — release unconfirmed · 5 U.S.C. § 8401
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Federal law — U.S. Code and appendices · legal_authorities
**(a)** For the purpose of this chapter, “employee” means—
(1) an employee as defined by [section 2105 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section2105&num=0&edition=prelim);
(2) a Member of Congress as defined by [section 2106 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section2106&num=0&edition=prelim);
(3) a Congressional employee as defined by [section 2107 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section2107&num=0&edition=prelim);
(4) the President;
(5) a justice or judge of the United States appointed to hold office during good behavior (i) who is in regular active judicial service, or (ii) who is retired from regular active service under section 371(b) or 372(a) of title 28, United States Code, or (iii) who has resigned the judicial office under [section 371(a) of title 28](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title28-section371/a&num=0&edition=prelim) with the continued right during the remainder of his lifetime to receive the salary of the office at the time of his resignation;
(6) an individual first employed by the government of the District of Columbia before October 1, 1987;
(7) an individual employed by Gallaudet College; 11 See Change of Name note below.
(8) an individual employed by a county committee established under [section 590h(b) of title 16](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title16-section590h/b&num=0&edition=prelim);
(9) an individual appointed to a position on the office staff of a former President under section 1(b) of the Act of August 25, 1958 (72 Stat. 838); and
(10) an individual appointed to a position on the office staff of a former President, or a form
Source: Supplied U.S. Code snapshot — release unconfirmed · 5 U.S.C. § 8701
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Federal law — U.S. Code and appendices · legal_authorities
**(a)** An employee is automatically insured on the date he becomes eligible for insurance and each policy of insurance purchased by the Office of Personnel Management under this chapter shall provide for that automatic coverage.
**(b)** An employee desiring not to be insured shall give written notice to his employing office on a form prescribed by the Office. If the notice is received before he has become insured, he shall not be insured. If the notice is received after he has become insured, his insurance stops at the end of the pay period in which the notice is received.
**(c)** Notwithstanding a notice previously given under subsection (b), an employee who is deployed in support of a contingency operation (as that term is defined in [section 101(a)(13) of title 10](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title10-section101/a/13&num=0&edition=prelim)) or an employee of the Department of Defense who is designated as an emergency essential employee under [section 1580 of title 10](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title10-section1580&num=0&edition=prelim) shall be insured if the employee, within 60 days after the date of notification of deployment or designation, elects to be insured under a policy of insurance under this chapter. An election under the preceding sentence shall be effective when provided to the Office in writing, in the form prescribed by the Office, within such 60-day period.
**(d)** Any services by an officer or employee under this chapter relating to benefits under this chapter shall be deemed, for purposes of [section 1342 of title 31](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title31-section1342&num=0&edition=prelim), services for emergencies involving the safety of human life or
Source: Supplied U.S. Code snapshot — release unconfirmed · 5 U.S.C. § 8702
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Federal law — U.S. Code and appendices · legal_authorities
**(a)** The amounts withheld from employees under [section 8707 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8707&num=0&edition=prelim) and the sums contributed from appropriations and funds under [section 8708 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title5-section8708&num=0&edition=prelim) shall be deposited in the Treasury of the United States to the credit of the Employees’ Life Insurance Fund. The Fund is available without fiscal year limitation for—
(1) premium payments under an insurance policy purchased under this chapter; and
(2) expenses incurred by the Office of Personnel Management in the administration of this chapter within the limitations that may be specified annually by appropriation acts.
**(b)** The Secretary of the Treasury may invest and reinvest any of the money in the Fund in interest-bearing obligations of the United States, and may sell these obligations for the purposes of the Fund. The interest on and the proceeds from the sale of these obligations, and the income derived from dividend or premium rate adjustments from insurers, become a part of the Fund.
**(c)**
(1) No tax, fee, or other monetary payment may be imposed or collected by any State, the District of Columbia, or the Commonwealth of Puerto Rico, or by any political subdivision or other governmental authority thereof, on, or with respect to, any premium paid under an insurance policy purchased under this chapter.
(2) Paragraph (1) of this subsection shall not be construed to exempt any company issuing a policy of insurance under this chapter from the imposition, payment, or collection of a tax, fee, or other monetary payment on the net income or profit accruing to or realized by that company from bu
Source: Supplied U.S. Code snapshot — release unconfirmed · 5 U.S.C. § 8714
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Federal law — U.S. Code and appendices · legal_authorities
Page 1231
TITLE 5—GOVERNMENT ORGANIZATION AND EMPLOYEES
§ 8714c
REPORT TO CONGRESS
Pub. L. 105–311, § 7(b), Oct. 30, 1998, 112 Stat. 2953, re-
quired the Office of Personnel Management to submit,
not later than 3 years after Oct. 30, 1998, a report to
Congress on additional optional insurance provided
under subsec. (c)(5) of this section.
§ 8714c. Optional life insurance on family mem-
bers
(a) Under the conditions, directives, and terms
specified in sections 8709 through 8712 of this
title, the Office of Personnel Management, with-
out regard to section 6101(b) to (d) of title 41,
may purchase a policy which shall make avail-
able to each employee insured under section 8702
of this title amounts of optional life insurance
(without accidental death and dismemberment
insurance) on the employee’s family members.
(b)(1) The optional life insurance on family
members provided under this section shall be
made available to each eligible employee who
has elected coverage under this section, under
conditions the Office shall prescribe, in mul-
tiples, at the employee’s election, of 1, 2, 3, 4, or
5 times—
(A) $5,000 for a spouse; and
(B) $2,500 for each child described under sec-
tion 8701(d).
(2) An employee may reduce or stop coverage
elected pursuant to this section at any time.
(c)(1) Except as otherwise provided in this sub-
section, the optional life insurance on family
members shall stop at the earlier of the employ-
ee’s death, the employee’s separation from the
service, or 12 months after discontinuance of
pay, subject to a provision for temporary exten-
sion of life insurance coverage and for conver-
sion to individual policies of life insurance
under conditions approved by the Office.
(2) In the case of any employee who retires on
an immedi
Source: Supplied 2024 U.S. Code historical extraction · 5 U.S.C. § 8714c
Stored review status: historical_2024_not_currentness_verified. Same stored citation; legal effect and authority still require review.