Browse Arkansas Code titles and sections
4-112-106. Consumer request for removal of security freeze.
Arkansas Code — all titles (historical 2020) · legal_authorities
4-112-106. Consumer request for removal of security freeze.
(a)(1) A security freeze shall remain in place until the consumer requests that the security freeze be removed using a method of contact designated by the consumer reporting agency.
(2) A consumer reporting agency shall remove a security freeze within three (3) business days of receiving a request for removal under subdivision (a)(1) of this section from a consumer who provides with the request:
(A) Proper identification; and
(B) The unique personal identification number or password provided by the consumer reporting agency under § 4-112-103(c)(2).
(b) A consumer reporting agency shall require proper identification of the consumer making a request to place or remove a security freeze.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 4-112-106
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. A text match is a research starting point; applicability is not established.
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Record provenance
Stable record: arkansas_code:legal_authorities:4-112-106
Source file: gov.ar.code.title.04.odt
Pages: Not recorded – Not recorded
Passage SHA-256: 0aa7debd6a9efa82365bd11e1d7d447178dbd38b1efae5642223ad474dc9096c
Source location: content.xml paragraph 38441
Stored source content
4-112-106. Consumer request for removal of security freeze.
(a)(1) A security freeze shall remain in place until the consumer requests that the security freeze be removed using a method of contact designated by the consumer reporting agency.
(2) A consumer reporting agency shall remove a security freeze within three (3) business days of receiving a request for removal under subdivision (a)(1) of this section from a consumer who provides with the request:
(A) Proper identification; and
(B) The unique personal identification number or password provided by the consumer reporting agency under § 4-112-103(c)(2).
(b) A consumer reporting agency shall require proper identification of the consumer making a request to place or remove a security freeze.
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Arkansas Code — all titles (historical 2020) · legal_authorities
4-112-103. Placement of security freeze.
(a) A consumer may request that a security freeze be placed on his or her consumer report by:
(1) Sending his or her request in writing by mail to a consumer reporting agency;
(2) Telephoning his or her request to a consumer reporting agency and providing over the telephone proper identification or certain personal identification information required by the consumer reporting agency; or
(3) Electronically forwarding his or her request to a consumer reporting agency through a secure electronic connection or a secure electronic mail connection if the connection is made available by the consumer reporting agency.
(b) A consumer reporting agency shall place a security freeze on a credit report of a consumer no later than three (3) business days after receiving from the consumer:
(1) A request as provided in subsection (a) of this section;
(2) Proper identification; and
(3) Payment of the required fee, if applicable.
(c) Within five (5) business days of the receipt of the information and any applicable fees under subsection (b) of this section, the consumer reporting agency shall:
(1) Send a written confirmation of the placement of the security freeze to the consumer; and
(2) Provide the consumer with a unique personal identification number or password to be used by the consumer when providing authorization for the release of his or her credit report for a specific period of time.
(d) At the time a consumer requests a security freeze, the consumer reporting agency shall disclose the process:
(1) Of placing a security freeze and temporarily lifting a security freeze; and
(2) For allowing access to information from the credit report of the consumer for a period of time while the security freeze is in place.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 4-112-103
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. The source passage cites 4-112-103. This identifies an authority to review, not proof of applicability.