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27-13-102. Proof of insurance required — Definition.
Arkansas Code — all titles (historical 2020) · legal_authorities
27-13-102. Proof of insurance required — Definition.
(a) A motor vehicle license plate or motor vehicle registration shall not be issued, renewed, or changed unless:
(1) A check of the Vehicle Insurance Database indicates that the vehicle and the applicant's operation of the vehicle meet the motor vehicle liability insurance requirements of § 27-22-101 et seq.; or
(2) The applicant provides satisfactory proof to the Department of Finance and Administration that the vehicle and the applicant's operation of the vehicle meet the motor vehicle liability insurance requirements of § 27-22-101 et seq.
(b)(1) Satisfactory proof that the vehicle and the applicant's operation of the vehicle meet the motor vehicle liability insurance requirements of § 27-22-101 et seq. may be presented in either paper form or electronic form only if presented to the department within thirty (30) days from the date of issuance shown on the paper form or electronic form.
(2) As used in subdivision (b)(1) of this section, “electronic form” means the display of electronic images on a cellular phone or any other type of portable electronic device if the device has sufficient functionality and display capability to enable the user to display the information required by § 23-89-213 as clearly as a paper proof-of-insurance card or other paper temporary proof of insurance issued by the insurance company.
(c) The department is not liable for damages to any property or person due to an act or omission that occurs while administering this section, including without limitation any damage that occurs to a cellular phone or portable electronic device that is used to present satisfactory proof of motor vehicle liability insurance coverage.
(d) This section does not apply to state-owned vehicles or s
Source: Arkansas Code — historical release 78 (November 6, 2020) · 27-13-102
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. A text match is a research starting point; applicability is not established.
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Record provenance
Stable record: arkansas_code:legal_authorities:27-13-102
Source file: gov.ar.code.title.27.odt
Pages: Not recorded – Not recorded
Passage SHA-256: 1b2c8e8d77e484f05ede93ec4ea93d91b8d733aaca31c0b6406723b5518b4f6e
Source location: content.xml paragraph 392
Stored source content
27-13-102. Proof of insurance required — Definition.
(a) A motor vehicle license plate or motor vehicle registration shall not be issued, renewed, or changed unless:
(1) A check of the Vehicle Insurance Database indicates that the vehicle and the applicant's operation of the vehicle meet the motor vehicle liability insurance requirements of § 27-22-101 et seq.; or
(2) The applicant provides satisfactory proof to the Department of Finance and Administration that the vehicle and the applicant's operation of the vehicle meet the motor vehicle liability insurance requirements of § 27-22-101 et seq.
(b)(1) Satisfactory proof that the vehicle and the applicant's operation of the vehicle meet the motor vehicle liability insurance requirements of § 27-22-101 et seq. may be presented in either paper form or electronic form only if presented to the department within thirty (30) days from the date of issuance shown on the paper form or electronic form.
(2) As used in subdivision (b)(1) of this section, “electronic form” means the display of electronic images on a cellular phone or any other type of portable electronic device if the device has sufficient functionality and display capability to enable the user to display the information required by § 23-89-213 as clearly as a paper proof-of-insurance card or other paper temporary proof of insurance issued by the insurance company.
(c) The department is not liable for damages to any property or person due to an act or omission that occurs while administering this section, including without limitation any damage that occurs to a cellular phone or portable electronic device that is used to present satisfactory proof of motor vehicle liability insurance coverage.
(d) This section does not apply to state-owned vehicles or state employees while operating state-owned vehicles.
Cross-references
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Arkansas Code — all titles (historical 2020) · legal_authorities
23-89-213. Proof of insurance.
(a) All insurance companies authorized to do business in this state and issuing automobile liability insurance policies in this state shall furnish to the insured a proof-of-insurance card.
(b) The proof-of-insurance card or any temporary proof of insurance issued by the insurance company shall contain the following information:
(1) The name, address, telephone number, and National Association of Insurance Commissioners' code number of the insurer;
(2) The name and telephone number of the local agent through whom the policy was issued, if any, or a blank space where a local agent's name may be stamped or filled in;
(3) The policy number;
(4) The effective date of the insurance policy coverage and the expiration date of the insurance policy coverage;
(5) The vehicle identification number and a brief description of the insured vehicle, except that an insurance card for fleet vehicles is not required to list a separate vehicle identification number for each vehicle in the fleet;
(6) The name and address of the insured person; and
(7) The designation “Excluded Driver(s)” if a person or persons are excluded from coverage under the insurance policy.
(c) At the discretion of the Insurance Commissioner, any person or insurance company that violates this section may be subject to the following penalties:
(1) Suspension or revocation of the person's or insurer's certificate of authority to transact insurance in this state under § 23-63-213; or
(2) A monetary penalty in lieu of revocation or suspension as provided under § 23-63-213.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-89-213
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. The source passage cites 23-89-213. This identifies an authority to review, not proof of applicability.
Arkansas Code — all titles (historical 2020) · legal_authorities
27-22-101. Legislative intent — Applicability.
(a) This chapter is not intended in any way to alter or affect the validity of any policy provisions, exclusions, exceptions, or limitations contained in a motor vehicle insurance policy required by this chapter.
(b) The provisions of this chapter shall not be applicable to state-owned vehicles nor to state employees while operating the state-owned vehicles.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 27-22-101
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. The source passage cites 27-22-101. This identifies an authority to review, not proof of applicability.