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23-89-302. Consideration of railroad accident prohibited.
Arkansas Code — all titles (historical 2020) · legal_authorities
23-89-302. Consideration of railroad accident prohibited.
No automobile insurer shall use a railroad accident occurring while the insured engineer, conductor, fireman, or brakeman was performing his or her duties as an engineer, conductor, fireman, or brakeman of a railroad in determining the rates or cancelling the automobile liability coverage, the automobile collision coverage, or the automobile physical damage coverage of the insured engineer, conductor, fireman, or brakeman, as those types of coverage are defined in § 23-89-301, where the insurance covers and protects the insured and any motor vehicle registered or principally garaged in this state.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-89-302
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. A text match is a research starting point; applicability is not established.
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Record provenance
Stable record: arkansas_code:legal_authorities:23-89-302
Source file: gov.ar.code.title.23.odt
Pages: Not recorded – Not recorded
Passage SHA-256: 976384379e29554d023b5f4311d20c775c36c088f8b781320f5dc1b82405df06
Source location: content.xml paragraph 54229
Stored source content
23-89-302. Consideration of railroad accident prohibited.
No automobile insurer shall use a railroad accident occurring while the insured engineer, conductor, fireman, or brakeman was performing his or her duties as an engineer, conductor, fireman, or brakeman of a railroad in determining the rates or cancelling the automobile liability coverage, the automobile collision coverage, or the automobile physical damage coverage of the insured engineer, conductor, fireman, or brakeman, as those types of coverage are defined in § 23-89-301, where the insurance covers and protects the insured and any motor vehicle registered or principally garaged in this state.
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Arkansas Code — all titles (historical 2020) · legal_authorities
23-89-301. Definitions.
As used in this subchapter:
(1) “Automobile collision coverage” includes all coverage of loss or damage to an automobile insured under the policy resulting from collision or upset;
(2) “Automobile liability coverage” includes only coverage of bodily injury and property damage liability, medical payments, and uninsured motorists coverage;
(3) “Automobile physical damage coverage” includes all coverage of loss or damage to an automobile insured under the policy except loss or damage resulting from collision or upset;
(4) “Nonpayment of premium” means failure of the named insured to discharge when due any of his or her obligations in connection with the payment of premiums on a policy, or any installment of the premium, whether the premium is payable directly to the insurer or its agent or indirectly under any premium finance plan or extension of credit;
(5) “Policy” means an automobile liability, automobile physical damage, or automobile collision policy, or any combination thereof, delivered or issued for delivery in this state; and
(6)(A) “Renewal” or “to renew” means the issuance and delivery by an insurer of a:
(i) Policy superseding a policy previously issued and delivered by:
(a) The same insurer; or
(b) An affiliate or subsidiary, as defined in § 23-63-503, that has a financial strength rating that is:
(1) Issued by an industry-recognized independent insurance rating company; and
(2) At least as good as the insurer issuing the superseded policy; or
(ii) Certificate or notice extending the term of a policy beyond its policy period or term.
(B) However, for the purposes of this subchapter:
(i) Any policy with a policy period or term of less than six (6) months shall be considered as if written for a policy period o
Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-89-301
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. The source passage cites 23-89-301. This identifies an authority to review, not proof of applicability.