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23-80-207. Authorization to use lower score.
Arkansas Code — all titles (historical 2020) · legal_authorities
23-80-207. Authorization to use lower score.
The Insurance Commissioner may authorize a lower score than the Flesch reading ease score required in § 23-80-206(a)(1) whenever, in the commissioner's discretion, he or she finds that a lower score:
(1) Will provide a more accurate reflection of the readability of a policy form;
(2) Is warranted by the nature of a particular policy form or type or class of policy forms; or
(3) Is caused by certain policy language which is drafted to conform to the requirements of any state law, rule, or agency interpretation.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-80-207
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. A text match is a research starting point; applicability is not established.
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Record provenance
Stable record: arkansas_code:legal_authorities:23-80-207
Source file: gov.ar.code.title.23.odt
Pages: Not recorded – Not recorded
Passage SHA-256: 31146af0df3eba687cc755aea532226ba47521f48592ca4e8e65f86ec235804c
Source location: content.xml paragraph 48339
Stored source content
23-80-207. Authorization to use lower score.
The Insurance Commissioner may authorize a lower score than the Flesch reading ease score required in § 23-80-206(a)(1) whenever, in the commissioner's discretion, he or she finds that a lower score:
(1) Will provide a more accurate reflection of the readability of a policy form;
(2) Is warranted by the nature of a particular policy form or type or class of policy forms; or
(3) Is caused by certain policy language which is drafted to conform to the requirements of any state law, rule, or agency interpretation.
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Arkansas Code — all titles (historical 2020) · legal_authorities
23-80-206. Minimum standards.
(a) In addition to any other requirements of law, no policy forms, except as stated in § 23-80-204, shall be delivered or issued for delivery in this state on or after the dates forms must be approved under this subchapter, unless:
(1) The text achieves a minimum score of forty (40) on the Flesch reading ease test or an equivalent score on any other comparable test as provided in subsection (c) of this section;
(2) It is printed, except for specification pages, schedules, and tables, in not less than 10-point type, 1-point leaded;
(3) The style, arrangement, and overall appearance of the policy give no undue prominence to any portion of the text of the policy or to any endorsements or riders; and
(4) It contains a table of contents or an index of the principal sections of the policy, if the policy has more than three thousand (3,000) words printed on three (3) or fewer pages of text, or if the policy has more than three (3) pages, regardless of the number of words.
(b)(1) For the purposes of this section, a Flesch reading ease test score shall be measured by the following method:
(A) For policy forms containing ten thousand (10,000) words or less, the entire form shall be analyzed. For policy forms containing more than ten thousand (10,000) words, the readability of two (2) two-hundred-word samples per page may be analyzed instead of the entire form. The samples shall each be separated by at least ten (10) printed lines;
(B) The number of words and sentences in the text shall be counted, and then the total number of words divided by the total number of sentences. The figure obtained shall be multiplied by a factor of 1.015;
(C) The total number of syllables shall be counted and divided by the total number of words. The fig
Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-80-206
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. The source passage cites 23-80-206. This identifies an authority to review, not proof of applicability.