Browse Arkansas Code titles and sections
23-63-110. Policy cancellation or premium increase.
Arkansas Code — all titles (historical 2020) · legal_authorities
23-63-110. Policy cancellation or premium increase.
(a) No insurance policy or contract after being issued by an insurer authorized to transact business in this state may be cancelled nor may the premium for such a policy be increased solely as a result of claims made under the policy which resulted in no loss to the insurer.
(b) The following shall not be treated as a claim made under the policy or used to cancel or increase the premium of a policy or contract of insurance:
(1) A request for policy information; or
(2) A discussion between an insured and an insurer or producer as to whether an event is covered under an insurance policy, provided that the event does not materially increase the risk insured.
(c) This section shall not apply to annuities or workers' compensation, life, disability, accident and health, or long-term care insurance.
(d) Any insurer that violates the provisions of this section shall be subject to the procedure and penalties provided under the Trade Practices Act, § 23-66-201 et seq.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-63-110
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. A text match is a research starting point; applicability is not established.
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Record provenance
Stable record: arkansas_code:legal_authorities:23-63-110
Source file: gov.ar.code.title.23.odt
Pages: Not recorded – Not recorded
Passage SHA-256: 04332f44c341952e72258ed613c6108de733d775fb0dfa4ab057ded93cc374a8
Source location: content.xml paragraph 30837
Stored source content
23-63-110. Policy cancellation or premium increase.
(a) No insurance policy or contract after being issued by an insurer authorized to transact business in this state may be cancelled nor may the premium for such a policy be increased solely as a result of claims made under the policy which resulted in no loss to the insurer.
(b) The following shall not be treated as a claim made under the policy or used to cancel or increase the premium of a policy or contract of insurance:
(1) A request for policy information; or
(2) A discussion between an insured and an insurer or producer as to whether an event is covered under an insurance policy, provided that the event does not materially increase the risk insured.
(c) This section shall not apply to annuities or workers' compensation, life, disability, accident and health, or long-term care insurance.
(d) Any insurer that violates the provisions of this section shall be subject to the procedure and penalties provided under the Trade Practices Act, § 23-66-201 et seq.
Cross-references
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Arkansas Code — all titles (historical 2020) · legal_authorities
23-66-201. Title.
This subchapter may be referred to as the “Trade Practices Act”.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 23-66-201
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. The source passage cites 23-66-201. This identifies an authority to review, not proof of applicability.