Browse Arkansas Code titles and sections
16-123-205. Conduct in real estate financing prohibited — Exception.
Arkansas Code — all titles (historical 2020) · legal_authorities
16-123-205. Conduct in real estate financing prohibited — Exception.
(a) A person to whom application is made for financial assistance or financing in connection with a real estate transaction or in connection with the construction, rehabilitation, repair, maintenance, or improvement of real property, or a representative of that person, shall not:
(1) Discriminate against the applicant because of the religion, race, color, national origin, sex, disability, or familial status of the applicant or a person residing with the applicant; or
(2) Use a form of application for financial assistance or financing to make or keep a record or inquiry in connection with an application for financial assistance or financing which indicates, directly or indirectly, a preference, limitation, specification, or discrimination as to the religion, race, color, national origin, sex, disability, or familial status of the applicant or a person residing with the applicant.
(b) Subdivision (a)(2) of this section shall not apply to a form of application for financial assistance prescribed for the use of a lender regulated as a mortgagee under the National Housing Act, as amended, 12 U.S.C. §§ 1701—1750g (Supp. 1973), or by a regulatory board or officer acting under the statutory authority of this state or the United States.
Source: Arkansas Code — historical release 78 (November 6, 2020) · 16-123-205
Stored review status: Historical 2020-11-06 source release; later amendments not reconciled; machine-extracted, not independently legally reviewed; source heading status: text_in_historical_source. A text match is a research starting point; applicability is not established.
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Stable record: arkansas_code:legal_authorities:16-123-205
Source file: gov.ar.code.title.16.odt
Pages: Not recorded – Not recorded
Passage SHA-256: 9deb6f6424f31320da36a1faba3f918070d420d23f0131ae09e175d24fd39f1c
Source location: content.xml paragraph 49872
Stored source content
16-123-205. Conduct in real estate financing prohibited — Exception.
(a) A person to whom application is made for financial assistance or financing in connection with a real estate transaction or in connection with the construction, rehabilitation, repair, maintenance, or improvement of real property, or a representative of that person, shall not:
(1) Discriminate against the applicant because of the religion, race, color, national origin, sex, disability, or familial status of the applicant or a person residing with the applicant; or
(2) Use a form of application for financial assistance or financing to make or keep a record or inquiry in connection with an application for financial assistance or financing which indicates, directly or indirectly, a preference, limitation, specification, or discrimination as to the religion, race, color, national origin, sex, disability, or familial status of the applicant or a person residing with the applicant.
(b) Subdivision (a)(2) of this section shall not apply to a form of application for financial assistance prescribed for the use of a lender regulated as a mortgagee under the National Housing Act, as amended, 12 U.S.C. §§ 1701—1750g (Supp. 1973), or by a regulatory board or officer acting under the statutory authority of this state or the United States.
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Federal law — U.S. Code and appendices · legal_authorities
**(a) In general** The Secretary of Housing and Urban Development shall collect and maintain information regarding early defaults on mortgages as provided under this section. The Secretary shall make such information available for public inspection upon request. Information shall be collected quarterly with respect to each applicable collection period (as such term is defined in subsection (c)) and shall be available for inspection not more than 30 days after the conclusion of the calendar quarter relating to each such period. Information shall first be made available under this section for the applicable collection period relating to the first calendar quarter ending more than 180 days after November 28, 1990.
**(b) Contents**
(1) **Mortgage lender analysis** — Information collected under this section shall include, for each lender originating mortgages during the applicable collection period that are insured pursuant to [section 1709 of this title](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1709&num=0&edition=prelim) and secured by property in a designated census tract, the following information with respect to such mortgages:
(A) The name of the lender and the number of each designated census tract in which the lender originated 1 or more such mortgages during the applicable collection period.
(B) The total number of such mortgages originated by such lender during the applicable collection period in each designated census tract and the number of mortgages originated each year in each designated census tract.
(C) The total number of defaults and foreclosures on such mortgages during the applicable collection period in each designated census tract and the number of defaults and foreclosures in each designated census tract in
Source: Supplied U.S. Code snapshot — release unconfirmed · 12 U.S.C. § 1701
Stored review status: release_metadata_unconfirmed. The source passage cites 12 U.S.C. § 1701. This identifies an authority to review, not proof of applicability.
Federal law — U.S. Code and appendices · legal_authorities
Page 424
TITLE 12—BANKS AND BANKING
§ 1701
Sec.
1735f–6.
Secondary mortgages held by State or
local governmental agency on insured
properties.
1735f–7.
Exemption from State usury laws; appli-
cability.
1735f–7a.
State constitution or laws limiting
mortgage interest, discount points,
and finance or other charges; exemp-
tion for obligations made after March
31, 1980.
1735f–8.
Time of payment of premium charges.
1735f–9.
Limitation on commitments to insure
loans and mortgages.
1735f–10.
Change of mortgagee status.
1735f–11.
Review of mortgagee performance and
authority to terminate.
1735f–12.
Assurance of adequate processing of ap-
plications for loan and mortgage insur-
ance.
1735f–13.
Prohibition of requirement of minimum
principal loan amount.
1735f–14.
Civil money penalties against mortga-
gees, lenders, and other participants in
FHA programs.
1735f–15.
Civil money penalties against multi-
family mortgagors.
1735f–16.
Annual audited financial statements.
1735f–17.
Examinations and sanctions for certain
violations.
1735f–18.
Information regarding early defaults and
foreclosures on insured mortgages.
1735f–19.
Partial payment of claims on defaulted
mortgages and in connection with
mortgage restructuring.
1735f–20.
Authorization of appropriations for Gen-
eral and Special Risk Insurance Funds.
1735g.
Mortgage relief for homeowners who are
unemployed as result of closing of Fed-
eral installation.
1735h.
Repealed.
SUBCHAPTER VI—WAR HOUSING INSURANCE
1736.
Definitions.
1737.
Repealed.
1738.
Insurance of mortgages.
1739.
Mortgage insurance benefits.
1740.
Repealed.
1741.
State taxation of realty held by Sec-
retary.
1742.
Rules and regulations.
1743.
Insurance of mortgages.
1744.
Insurance of loans for man
Source: Supplied 2024 U.S. Code historical extraction · 12 U.S.C. § 1701
Stored review status: historical_2024_not_currentness_verified. The source passage cites 12 U.S.C. § 1701. This identifies an authority to review, not proof of applicability.